It is said that there are many individual investors who sell and leave these days because the market is not good. On the other hand, I heard that the number of people who donate to children is steadily increasing. 국민은행 빠른조회
Similarly, I am also planning to donate to a child, so I watched with interest, but it is said that if I donate in stock now, the difference in the increase later is tax-free. It is said that they are making up for the loss by opening a stock account for children under minors with the idea of going for a long-term investment rather than selling stocks that are negative now.
So, today, I’m going to take a closer look at how to open a stock account for children of minors at Kookmin Bank, which I personally visited, and talk about future gift plans together. 이베이스매뉴얼
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First of all, since I live in a small city where there is no securities company, I wanted to create a securities account by linking with a bank.
If the child is young, such as a newborn, access is not free, so I thought that it would be better to choose a place where you can work at once through cooperation.
Of course, I had a plan to create a bank account and sign up for a savings account while receiving child allowance, so I considered that part.
parent’s ID
Child Basic Certificate (Detailed)
Family relationship certificate (details) or a copy of resident registration
child stamp
All issued within 3 months
There are several things you need to prepare for opening a stock account for a minor child. The visiting child’s representative (parent)’s identification card. The details of the basic certificate, the details of the family relationship certificate, or a copy of resident registration and, most importantly, the child’s seal are required.
For the details of the basic certificate, it must be issued on a child-by-child basis. You can obtain it for free by accessing the website of the Internet Electronic Family Relations Registration System or by paying a fee of 1,000 won by visiting the local community center.
I submitted a copy of the resident registration card as a required document, and I used it because it can be easily obtained from an unmanned issuance machine and, above all, the fee is low.
In this case, if you apply at the government 24, you can issue it for free.
Visit a bank and open a linked account
I visited the Kookmin Bank branch in person, and in principle, visits are unconditional to open a stock account for children of minors. Please remember this.
You cannot do business over the Internet or face-to-face.
I can’t take pictures because all my work is now signed through the pad, but I remember most of the time I wrote and signed Kim oo’s legal representatives, Kim oo and Lee oo. In the case of a parent, only an ID card is required to sign, but the child must bring his or her seal, so if you do not prepare in advance, you cannot open a stock account for your child.
Another convenient thing is that you can create multiple accounts through bank linkage.
At one time, there was a wind of public offering stock investment, and this became a huge issue. So the bank knew it very well.
For my child, KB, Hyundai. IBK, NH, Korea Investment & Securities, and Hana Financial Investment were able to create six, but Samsung, Shinhan, and Daishin could not open one because they were not connected.
Among the methods of opening a stock account for minors, it is good to remember that it is not the end that it was made here, but you must personally verify yourself at each brokerage company.
It is recommended that you do the post-processing yourself after making it because you have to visit the store within the deadline of about 3 months or go through authentication on the app or website.
It may be more convenient to use the OTP issued by the bank in advance, which allows you to obtain an accredited certificate, but since you cannot log in with your mother, you can use it more efficiently if you divide it into a PC for children and mobile devices for mothers. You can.
Today, we learned about how to open a stock account for children of minors and what to prepare.
Personally, I wanted to finish the gift within this year, so I looked into it in more detail. In addition, if the liquidity of the market improves in the future, it is possible to make a profit by investing in the public offering stock, so I thought that making it in advance would be helpful for financial activities in the future.
How about preparing for the future for your children with reference to the neighbors who are raising children with me?
A helpful article to read together