카카오뱅크 자유적금You can enjoy the bonus preferential interest rate 6 times.
Real-name individuals (3 accounts per person allowed)
Fixed deposit (free savings type)
You can sign up for only 0 won
From 100 won to 30,000 won (payable in 1 won increments)
31st
Lump sum payment at maturity
Interest is paid by applying and adding up the agreed interest rate for the deposit period for each deposit.
Can sign up for tax-free comprehensive savings
In accordance with the Depositor Protection Act, this deposit is protected up to 50 million won per person (combined with other protected products of this bank), including the principal and interest.
(As of June 23, 2024, before tax deduction)
If you pay into this savings account and cancel it at maturity, the daily preferential interest rate and bonus preferential interest rate are added up to a maximum of 5.50%p per year (as of June 23, 2024, before tax deduction)
The early cancellation interest rate for this product announced at the time of subscription is applied.
Interest rate applied after maturity of this product as announced at the time of subscription
Upon expiration, you can select one of the two methods below for cancellation.
In case of cancellation from the date of subscription before the maturity date, the early cancellation interest rate for this product is applied.
30,000 won per day
When paid on the 31st
2,853 won before tax
(Example when applying the highest interest rate)
If a withdrawal restriction incident report such as pledge or seizure has been registered, cancellation is not possible and payment of principal and interest is restricted.
If it is not canceled within 5 years from the maturity date, it will be classified as a dormant deposit and donated to the Korea Inclusive Finance Agency in accordance with Article 9 of the Basic Deposit Transaction Terms and Conditions.
Dormant deposits can be searched through the dormant account integration system (www.sleepmoney.or.kr).
If the bank violates the obligation to explain under the Financial Consumer Protection Act or enters into a contract through unfair business practices or unfair solicitation, the financial consumer may terminate the contract within 5 years from the date of conclusion of the contract in accordance with the method prescribed by the relevant laws and regulations. may request
If you need consultation regarding product inquiries, complaints, or disputes, you can contact Kakao Bank’s customer center, app, or internet website, and ask for help from the Financial Supervisory Service.
Before concluding a contract regarding a financial product, be sure to check the financial product description and terms and conditions. General financial consumers have the right to receive an explanation of the financial product from the bank.
