햇살론카드 신청방법People with low credit cannot be issued credit cards. Therefore, it is difficult to enjoy benefits such as installment payments or points. The government provides credit cards that can be issued to these people with low credit. Let’s take a closer look at the requirements for issuing the Sunshine Loan, how to apply, and how to use it.
✅ Small Business Finance Promotion Agency website Loan types Dormant deposit search
Small Business Finance Promotion Agency website Loan types Dormant deposit search kinfa.or.kr
The Small Business Finance Promotion Agency is a policy organization established to support the smooth financial life of ordinary people. It was established with capital contributions from the Korea Asset Management Corporation, five domestic banks, and other life insurance and non-life insurance companies.
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Sunshine Loan Card Issuance Requirements Application Method Limit General Card
Sunshine Loan Card Issuance Requirements Application Method Limit General Card
A credit score is a score that evaluates an individual’s creditworthiness by credit rating agencies such as NICE and KCB. It is divided into 1 to 1,000 points. The higher the score, the better the credit rating. A freshman with no credit rating usually has a score of around 750, and delinquency, excessive loan volume, and frequent installment transactions can be factors that lower the rating.
1 To receive a loan from a financial institution, you need to have a score of at least 660 according to NICE, and to receive a credit card, you need to have a score of at least 570 according to NICE, or 541 according to KCB.
Therefore, people with low credit scores cannot be issued credit cards. The government provides the ‘Haetsal Loan Card’ so that these low-credit people can use it. It is a policy credit card that supports issuance for low-credit people who have difficulty receiving credit cards and cannot use installment payments and points, and expands the choice of financial products and leads to sound consumption.
It is guaranteed by the Korea Inclusive Finance Agency, so even people with the lowest credit rating can receive it. However, certain qualifications must be met. Let’s take a closer look at the Haetsal Loan Card issuance requirements, application method, limit, and general cards.
Sunshine Loan Card issuance requirements, application method, limit, general card
The application qualifications for the Sunshine Loan Card are as follows.
The Sunshine Loan Card issuance requirements, application method, limit, general card, etc. are as follows.
※ Since the minimum repayment ability must be guaranteed, the guarantee may be rejected depending on the review. Or, even if the guarantee is received, it may be rejected by the card company’s issuance review.
※ Application possible from 7 credit card companies
※ Discount and accrual rates vary depending on the degree of meeting certain criteria such as previous month’s usage history by card company.
First, apply for the guarantee, and then apply for the card. You can apply for the guarantee through the app, or you can make a reservation in advance at the Small Business Finance Integrated Support Center and visit there. (Reservation Call Center 1397) The guarantee application procedure is as follows.
▽ Sunshine Loan Bank Pre-qualification Inquiry – Android ▽
Small Business Finance Promotion Agency – Google Play App
Small Business Finance Promotion Agency, all small business finance services at once! play.google.com
▽ Pre-qualification inquiry for Sunshine Loan Bank – iPhone ▽
Small and Medium Finance Promotion Agency
Customized loan, Sunshine Loan Youth, Sunshine Loan 15, Sunshine Loan Bank, Sunshine Loan Card, Microfinance consultation reservation, dormant deposit inquiry and payment, conveniently use all small and medium finance services on the integrated app of the Small and Medium Finance Promotion Agency. ※ Small and Medium
apps.apple.com
Sunshine Loan Card issuance requirements, application method, limit, general card
The following documents are required when applying for a Sunshine Loan Card.
◎ Proof of employment/business (select 1)
◎ Proof of income (select 1)
◎ Proof of employment/business (select 1)
◎ Proof of income (select 1)
◎ Proof of employment/business (select 1)
◎ Proof of income (select 1)
◎ Proof of income (select 1)
◎ Proof of employment/business (select 1)
◎ Proof of income (select 1)
We have learned about the Sunshine Loan Card issuance requirements, application method, limit, general card benefits, etc. This product was launched to help the financial life of the underprivileged. If you have low credit and low income, please apply.
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