Youth Hope Savings
Kookmin Bank’s subscription event
Prizes upon winning through lottery,
If you do not win, you will receive a Shinsegae gift certificate of 10,000 won.
Selected as Kookmin Bank because they said they would give 100%! 국민은행 한도제한계좌
I tried to sign up
The phrase “account with a limit of 300,000 won” popped up.
To lift the limit
The answer is that you have to visit the branch… ㅠ_ㅠ
I inquired through the chatbot of Kookmin Bank app. 이베이스매뉴얼
It’s because people aren’t directly answering questions.
I didn’t get the answer I was looking for…
All you have to do is visit the bank
I think it’s a solvable problem
I looked for reviews
There are many reviews saying that it is quite difficult to unlock.
I do not want to visit again, so prepare the documents in advance
I thought I should visit
In my case, Kookmin Bank is not a payroll account,
It’s just a normal deposit and withdrawal account.
I was thinking about what documents to bring.
I prepared a certificate of employment and a pay stub for 3 months.
If there is a record of transaction history recognition for 3 months
I read the description to release it immediately.
I don’t even have a paycheck, I don’t have a KB credit card…
Fortunately, there is a national check card and a postpaid transportation card.
It is unclear whether the payment will be accepted as a merchant payment or not.
Reducing bank branches + reducing long waiting times due to corona
Come to think of it, I hate revisiting
I prepared the above documents and went
After a long waiting time of about 1 hour and 10 minutes
I told the banker that I wanted to lift the limit.
In spite of the prepared documents
When you say that you have transaction history
The limit was lifted immediately.
I didn’t tell you what it was, but
I’m glad it was easily resolved
(The prepared documents were not necessary as a result…)
When creating a new account these days due to voice phishing
In many cases, it is created as a limit-limited account.
the bank on this
If the criteria for cancellation are clearly presented,
I hope it will be less inconvenient
+) Search to see if you need to bring a bankbook
There are people coming in
In my case, I didn’t need a passbook.
Recently, I posted about how to unlock Kookmin Bank’s limit-limited account.
Yesterday, I went to the bank to open the limit-limited account at Kookmin Bank.
Due to the corona virus, only less than 10 people can visit the room, so it is blocked from the outside.
Business hours have also been reduced to 3:30 pm due to the corona virus.
But there is good information, so I would like to share a review. (Kookmin Bank mobile number table)
+ Review of Kookmin Bank limit-limited account unlocking
I visited Kookmin Bank.
Entry for more than 10 people is not allowed, so you can enter within 10 minutes from the outside.
I waited, but I was really tired and exhausted ㅜㅜ A lot of people were waiting..
It’s not even a famous branch.. It’s a local Kookmin Bank in front of the station.. The waiting time is really bloody.
by the way!!
While waiting outside, a young man just walked in saying he had pulled out a mobile number ticket!!
And the work was done quickly and the gun was gone ;; I was so embarrassed
Kookmin Bank has a mobile number ticket that can be drawn directly from the app.
So I checked it right away with the Kookmin Bank app,
There were 4 people waiting at the branch right next door, but the branch I went to had 12 people..
You can also check the number of people waiting!!
Some of you may know, but for those who don’t, I’ll tell you how to check it.
Get a mobile number ticket from Kookmin Bank and check the number of people waiting
– Route –
Log in to KB Bank > Customer Center in the All Menu > Issuance of number ticket > Find branch number ticket issuance
If you go into the route I posted, you can find a branch. If you do not know the name of the branch, you can enter the station name or
If you type the name of the dong, a nearby store will appear. Then check the location on the map again.
Issuance of number tags
Then you can issue a numbered ticket, and the number is displayed at the window showing how many people are waiting.
Compared to the branch where I was, there was a slight difference from the actual number of people, but there was no significant difference.
If you visit the bank by issuing a number ticket in advance after checking the branch at home,
You can save a lot of time.
This is a great tip for office workers who need to go to the bank during lunch time.
It turned out that there were people around who knew how to do this, but there are still more people who do not know, so I posted it.
I hope it was helpful
Let’s share the review of Kookmin Bank’s limit-limited account.
Review of Kookmin Bank’s limit-limited account unlocking
Previously, I informed you of the documents for unlocking the limit-limited account.
How to unlock Kookmin Bank limit limit account (required documents)
One day, Kookmin Bank held an event that gave 20,000 won to people who signed up and created an account.
I did not have more than 3 automatic debits for utility bills, and there were no payroll transfers.
So, I was currently operating a smart store.
I visited the smart store without documents to see what to do with 3 months’ worth of deposit history.
It failed because the smart store had to have documents stating that the Kookmin Bank account was used.
So, is it not possible to use the card for 3 months? I asked (I used Kookmin Card for more than 3 months)
Failed because I made a payment in the first month and then paid in advance so that the usage history does not appear on the computer..
So even though I showed my card details through the Kookmin Card app
I’m just repeating that I can’t be very strict…
In the end, I unlocked the limit-limited account with my credit card usage history for 3 months.
There’s really no such thing as picky squid…
This was my 3rd attempt and I succeeded.
Be sure to check the required documents and conditions for the Kookmin Bank limit limit account that I uploaded (posted above)
We recommend that you try it when you really want to become a real person.
It takes at least 30 minutes even if you get a mobile number ticket from Kookmin Bank in advance.
If I fail to unlock the limit-limited account, I think I will be really upset..
Fortunately, I barely succeeded, so I just got a little tired.
I wish everyone who reads the blog post the best of luck.
#Kookmin Bank Limited Account #Kookmin Bank Mobile Number Table #Kookmin Bank Number Table #Hot Tips for Employees
#Kookmin Bank Business Hours #Kookmin Bank Waiting Time
A really annoying limit-limited account…
Because of this, when I tried to do something in the kb Star Banking app, it kept saying that it couldn’t be done.
So I asked the chatbot to unlock the limit-limited account…
Proof documents are required to lift the limit on financial transactions through a branch.
If a sufficient purpose is recognized through the transaction history of the last 3 months, it can be canceled without supporting documents.
+ You must bring your ID card with you!!
If no supporting documents are required
1. Salary transfer: Salary transfer of 500,000 won or more per case
2. Credit card payment (cash service included, check/prepaid card not included)
3. Utility bill transfer: Automatic payment of 3 or more utility bills per month
4. Merchant payment: credit card membership payment results paid by Kookmin Bank at least once per month
5. Pension receipt: National pension, civil servant pension, private school teacher’s pension, military pension and veterans’ pension received at least once a month
6. Stock trading: Performance of stock trading more than a certain number of times using KB able Plus passbook
If you are eligible, you can carry only your ID card with you.
I also use a credit card, so I went lightly.
Documents are required unless they fall under the circumstances where supporting documents are not required.
If so, what documents are required?
Proof of financial transaction purpose
1. Salary Passbook: Employment certificate, pay stub, receipt of wage and salary income withholding, etc.
2. Pension receipt passbook: Pension certificate
3. Business passbook: goods supply contract, tax invoice, financial statement, value-added tax certification office, tax payment certificate, etc.
4. Meeting passbook: Documents proving the meeting, such as member list, bylaws, etc.
5. Utility bill, management fee passbook: utility bill payment receipt, management fee receipt, etc.
6. In other cases: Objective evidence that can confirm the purpose of opening is required.
If you are trying to create a new deposit and withdrawal account and you do not have any supporting documents,
Just go to the branch and say that you have come to open a bankbook.
However, it can be used as an account with limited financial transaction limit.
After making it, ask the bank clerk and he will give you a kind answer.
Because of this, I also go to the bank, and it seems like it has been a long time since I went to the bank.
Get information and deal with it quickly before everyone gets too angry..