In December of last year, the previously used ‘authorized certificate’ was abolished. There are people who know it, but there are a lot of people who don’t know it. Previously issued ones can be used until the expiration date. Since then, it can be seen as essential common sense because you have to receive and write one thing. 금융인증서 공동인증서 차이
At first glance, the names are similar, but there are many confusing parts. Besides, everyone receives it differently. How can I get an issuance and where is it convenient? And if it should be different depending on the use, etc. I’m trying to figure out what I’m curious about and try to sort it out. If you don’t know, follow along. 이베이스매뉴얼
How to do financial transactions in the future
One thing to keep in mind is that the ‘certificate’ itself is not gone. In the past, there was one specific thing called ‘authorization’. In most cases, only those issued by institutions such as the Korea Financial Telecommunications & Clearings Institute or the Korea Internet & Security Agency had the effect of signing and sealing according to the Electronic Signature Act. This means that in the future, it will be possible for the private sector as well.
And as I explained before, you can still use what you’ve already received. It would be nice to know, however, that the name has changed. Looking at it personally, there are some things that are more comfortable than before, but there are also things that are uncomfortable. At first glance, it can be broadly classified into three categories.
In particular, one existing type to be used in finance, one that can be received by each bank, and one issued by telecommunication companies and various platform operators. So that’s a total of three. So, what should I get? At first glance, there are many things to get for each use.
Difference between financial certificates and joint certificates
In fact, it was inconvenient to have to renew the previous one every year. But seeing what has changed, there are some things that are a little uncomfortable. Of course, the procedure to use is much more convenient than before. The complicated thing is that there is nothing to do. But it’s a pity that you have to get each of them instead.
First, when using a bank or credit card company. You can get it from each bank’s website or mobile app. Currently, it is available at the Korea Financial Telecommunications and Clearings Institute, Kookmin, Nonghyup, and Hana Bank. If you don’t want to do it separately, of course it’s more convenient to get it jointly. It can be said that it is most similar to the ‘authorized’ that we used before.
If you receive it from the banking of each bank, it may not be available elsewhere. It would be good to know that first. The issuance fee is basically free, but there are cases where a fee is charged depending on the service. In some cases, when issuing a private issuance, you may have to go to an offline branch and go through the procedure.
then here
question raised. It was inconvenient to use it in the past, but there are things that are familiar. I wondered why I had to change it. Once explained, there is no cumbersome procedure. There is no need to install separate programs such as plug-ins. Fingerprint recognition instead of password.
Also, the period has been changed from 1 year to 3 years. It is convenient because it can be stored in the cloud instead of being stored separately on a PC or phone as before. I don’t like it because it was repealed by law anyway, but it’s good, but it has to be used in that way in the future.
Advantage in convenience and safety?
In terms of convenience, it is nice to have changed. Because it was true that it was uncomfortable every time I received it. Even the fact that it can be downloaded without multiple executable files is positive. Identification becomes possible non-face-to-face, and biometric information is used, so it seems to be a little more certain.
And since it was newly launched, there are concerns about safety. It is because I am worried about whether I can use it hastily or not knowing when the system is definitely established. It is said that only companies with counterfeiting or tampering prevention measures or security devices can be released. Even if you are a little nervous, you should be able to use it.
However, I don’t know if I should welcome the diversification. Currently, only related services are available. This is because there are a lot of things that need to be received separately. Another point to note is the difference in deadlines. The naming has been done before. The important thing is that there are differences depending on whether it is private or not.
The validity period differs from 1 year to 3 years. You can still use it if you want to use it in the old way. Because there are people who are comfortable with it. If you want to use it the same as before, you can use it jointly. Instead, if you want to use it conveniently without installing and authenticating it separately, it would be better to change to biometrics-enabled finance.
It is said that in the future, the number of places that can be used will be expanded, including reporting income. Also, it is possible to inquire the history of when and where authentication was performed. The thing I like the most is that it can be stored in the cloud without the need to save it separately.
Naver, Kakao, PASS private services
It would have been a rough outline of the concept. The problem is that there is one more factor here, which is causing confusion. I thought about the difference between a financial certificate and a joint certificate. After recognizing what was made in the private sector, I started to get confused. What the hell do they want something else?
The released names are also different. According to the previous arrangement, Company N made it difficult to know where it belongs and why it was named that way. The conclusion seems to be that it is still too early for individual cases made by various companies. It’s easy to get, but it’s useless.
It’s just the beginning, so I don’t have much use for it yet. So, the existing ones can be used as they are, but I think it will become a little more comfortable if they are gradually expanded. By analogy, in a country ruled by one dynasty, the situation is the same as in the Three Kingdoms period. Maybe it will be sorted out after a while. Guess I’ll have to wait and use it.