Let’s learn about Naver Pay postpaid payment. Deferred payment is a new Naver Pay payment service that literally buys the product first and pays the money on a specified date. When applying for membership, a usage limit of up to 300,000 won is granted, so those who do not have money right now can pay for the product by depositing it later. You will be able to purchase it. Then, let’s briefly check the Naver Pay postpaid payment application, conditions, usage, and method.
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Naver Pay Postpaid Payment Advantages
Naver Pay postpaid payment target, terms of use, usage limit
Naver Pay deferred payment payment date and period of use
Naver Pay postpaid payment application
How to use Naver Pay postpaid payment
Where to use Naver Pay postpaid payment
Frequently Asked Questions
Naver related articles
Naver Pay Postpaid Payment Advantages
Postpaid payment, a new payment service provided by Naver, is a payment system similar to a credit card that allows you to shop up to 300,000 won even if you are short of money right now, and offers several advantages.
1% Naver Pay points are accumulated each time you use it.
Annual fees and commissions are 100% free.
You can receive a cash receipt and receive an income deduction at year-end tax settlement.
It can be used at over 100,000+ Naver Shopping affiliated stores.
There is no effect on your credit score.
Naver Pay postpaid payment target, terms of use, usage limit
It is intended for Koreans aged 19 or older and the service is limited to one ID per person. You can choose the payment date on the 5th, 15th, or 25th. You can use it without any points as you can use deferred payment after using up all your points or money.
The maximum usage limit is 300,000 won, which is granted immediately upon completion of registration. The usage limit is determined according to internal standards, and if you consistently use postpaid payment, it can increase up to 300,000 won.
If your postpaid payment is overdue, you cannot use the service, and a late payment fee of 12% per year or 0.0328% per day will be charged on the overdue principal, so please note this when using the service.
Naver Pay deferred payment payment date and period of use
The usage amount using deferred payment is billed 10 days prior to the payment date, and the payment date and usage period, excluding the first month, are as follows.
Payment date period of use
5th of every month 21st of the previous month ~ 20th of the previous month
15th of every month 1st of the previous month ~ last day of the previous month
25th of every month 11th of the previous month ~ 10th of the current month
Naver Pay postpaid payment application
To use deferred payment, you must first apply. You also need to be granted a limit, which can be easily done on PC or mobile.
1. Go to the postpaid payment page
On mobile, click Naver Pay > My Assets > Postpaid Payment button to go to the Postpaid Payment page. If you would like to go directly, please refer to the link.
-> Go to the postpaid payment page
2. Postpaid payment terms and conditions
When you click the Use Postpaid Payment button, there are several consent items. Please click the Agree and Continue button.
Naver Pay postpaid payment application, payment method, usage
Naver Pay postpaid payment application, payment method, usage
3. Select payment date, register payment account
Choose when to pay: 5th, 15th, or 25th. Then, register the account you want to withdraw money from.
– 5th of every month: 21st of the previous month ~ 20th of the previous month
– 15th of every month: 1st of the previous month ~ last day of the previous month
– 25th of every month: 11th of the previous month ~ 10th of the current month
Naver Pay postpaid payment application, payment method, usage
4. Naver Pay postpaid payment application completed
If you enter your Naver Pay password, you will be able to see the application completion screen along with confirmation of your postpaid payment usage amount.
Naver Pay postpaid payment application, payment method, usage
How to use Naver Pay postpaid payment
1. Add product to shopping cart
Please add the products you wish to pay at the Naver Pay affiliated store to your shopping cart.
2. Order shopping cart
Once you have added all the products, click the Order Total button in the shopping cart to go to the payment screen.
Naver Pay postpaid payment application, payment method, usage
3. Pay with deferred payment
On the payment screen, check the limit for postpaid payment under discounts and points, and then check the postpaid payment checkbox. Then, click the payment button to complete the payment using postpaid payment.
Naver Pay postpaid payment application, payment method, usage
Naver Pay postpaid payment application, payment method, usage
Where to use Naver Pay postpaid payment
The deferred payment service can be used when making payments at Naver Pay affiliated stores, such as Naver Shopping’s Smart Store. Payment-type affiliated stores such as Aladdin, Insurance, Baemin, and Yogiyo Delivery provide only Naver Pay payments, as well as Naver Webtoon Cookies, Naver Reservation.Order, The use of deferred payment is restricted at some affiliated stores, such as on-site payment at convenience stores.
Frequently Asked Questions
Can teenagers use Naver Pay postpaid payment?
Yes, it is currently targeting Koreans over the age of 19, so use is restricted not only to teenagers but also to foreigners. Naver is planning to conduct a pilot operation for some people, and is considering gradually expanding the number of applicants as the pilot operation progresses, so it may be possible in the future.
Naver Pay deferred payment application was rejected. What are the reasons for rejection?
You must meet the screening criteria for joining the deferred payment service, and your application may be rejected for reasons such as minors under 19 years of age, foreigners, already applied for deferred payment under a different ID in the customer’s name, delinquent payments to other companies, or excessive borrowing.
Naver Pay postpaid payment no longer available
If the postpaid payment checkbox does not appear on the payment screen, it means that the postpaid payment service is not supported, so please carefully check the usage before using.
What happens if my Naver Pay postpaid payment is overdue?
If payment is not made by the designated payment date, delinquency will occur after the payment date and use of the deferred payment service will be suspended. After that, you will be notified of the delinquency by SMS, phone, or email, and a late payment fee of 12% per annum of the overdue principal will be charged. (During the pilot period, the late payment fee may be suspended within 5 days from the payment date.) Additionally, legal action may be taken if your payment is overdue for a long period of time, so please be sure to keep this in mind when making late payments.