단기연체 대출 가능한 곳If you are delinquent for more than 100,000 won and 5 business days, your delinquency record will be shared.
Insurance contract loans, deposit-backed loans, government-supported loans for ordinary citizens, and methods through institutions such as debt adjustment agencies and credit recovery committees
If you default on your financial obligations for more than 3 months or are judged to have other debts, you will be listed as a bad credit person.
If you are delinquent for more than 100,000 won and 5 business days, your delinquency record will be shared with the financial sector and the record will be kept for up to 5 years. Since delinquents are easily seen as having a history of causing damage to financial institutions, they are subject to significant restrictions in various financial transactions. Delinquency is divided into short-term delinquency and long-term delinquency. In the case of short-term delinquency, it applies when all debts are repaid after less than 3 months of delinquency. In the case of long-term delinquency, it applies when all debts are repaid after 3 months of delinquency. Even if you have paid your debt, you will be classified as a short-term delinquent or long-term delinquent depending on the period, so please note. Even if you are a short-term delinquent or have a history of delinquency, there are cases where you can get a loan even if you are a delinquent, such as if the amount is not excessive. A representative product is a government-supported loan product for low-credit borrowers. Those who cannot use this product are probably in a worse situation, such as not being able to pay off all of their debts. In such cases, you can consider receiving financial adjustment from a debt adjustment agency or a system such as the pre-workout of the Credit Recovery Committee. Other methods include insurance contract loans and deposit-secured loans.
This is a government-supported, institutional, high-interest loan product for those with low or medium credit who cannot use institutional loans.
This is a small-sum product with low interest rates from banks that can be implemented even by the unemployed.
This is a government-supported youth loan product for young people under the age of 34.
This is an emergency loan product that can be implemented even by those who are not engaged in income-generating activities. You can find it in the secondary and primary financial sectors.
Read this. If you use a credit card, you may have received a notification message regarding late payment. This message is about the disadvantages that can occur when you are late. As a late payer…
