스마트 저축은행 비상금대출Credit Loan
Refinancing Loan
Mortgage Loan
Deposit Loan
Loan Interest Rate Coupon
Credit Score
Deposit Savings
Free Health Checkup
Health Insurance
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Money! Money Feed
The average interest rate changes depending on your credit score
Average interest rate
15.43%
Maximum limit
5 million won
101st
Loan interest rate
Minimum 11.87% ~ Maximum 19.99%
Preferential interest rate
None
Loan limit
Minimum 500,000 won ~ Maximum 5 million won
Loan period
12 months ~ Maximum 60 months
Interest rate type
Fixed interest rate
Loan repayment method
Lump-sum repayment on maturity
Application method
Loan application and electronic agreement via APP
Overdue interest rate
Loan interest rate +3% (up to 20% per year)
Interest imposition period
Post-deposit on the contract date every month
Premature repayment fee
1% (Calculation formula: Repayment amount x Premature repayment fee rate x Remaining days/Contract period) However, the remaining days and contract period are applied for up to 3 years. Premature repayment fee after 3 years of loan use Exemption
Application requirements
ㆍForeign nationals aged 19 or older (However, proof of income is required for men aged 31 or younger and women aged 29 or younger)ㆍThose who have passed the internal screening criteria with a NICE credit score of 601 or higher
Required documents
ID, joint certificate, other documents required for loan screening, etc.
None
Notes
ㆍThe interest rate and limit of the loan product may vary depending on the internal screening criteria.ㆍPlease check the product description and terms and conditions before signing the contract.ㆍYou have the right to receive a sufficient prior explanation of the product, and please understand the explanation before making a transaction.ㆍExcessive borrowing may cause a decrease in your personal credit score.ㆍA decrease in your personal credit score may result in restrictions or disadvantages in financial transactions.ㆍIn case of delinquency, you may be required to repay the principal and interest before the end of the contract period.
