A credit information inquiry is one of the important documents that can check your credit rating. This document is required in many situations, such as applying for a loan from a financial institution, a lease agreement, or preparing for employment, and is used as an important indicator of an individual’s credit status. In particular, if you are about to get a job as a new employee, some companies may ask you to submit a credit information inquiry form, so it is a good idea to prepare it in advance. Below, we will explain in detail how to obtain a credit information inquiry. 신용정보조회서 발급
1. What is a credit information inquiry?
A credit information inquiry is a document that comprehensively displays credit information, including an individual’s credit rating, credit score, loan information, and delinquent information. Through this document, financial institutions, landlords, employers, etc. can determine the applicant’s credit status. 이베이스매뉴얼
2. How to issue a credit information inquiry
Credit information inquiries can be issued both online and offline. Let’s take a closer look at each method.
Online issuance method
Access credit rating agency websites: Access credit rating agency websites such as Korea Credit Information Service, NICE Credit Rating, and Korea Credit Bureau (KCB).
Sign up and log in: To receive a credit information inquiry, you must sign up and log in to the website of the relevant credit rating agency.
Select credit information inquiry service: Select the credit information inquiry service menu on the homepage.
Enter personal information: Enter personal information such as name and resident registration number accurately to verify your identity.
Credit information inquiry and issuance: After identity verification, a credit information inquiry is conducted, and a credit information inquiry is issued based on the searched credit information. The issued credit information inquiry can be downloaded in PDF format.
Offline issuance method
Visit a credit rating agency: Visit the nearest credit rating agency branch.
Present your ID: Present your ID and fill out the application form to obtain a credit information inquiry.
Credit information inquiry and issuance: Submit the application form and ID card and proceed with the credit information inquiry following the guidance of the staff. Once the inquiry is complete, you can receive a credit information inquiry form directly on site.
3. Precautions
Only you can check your credit information: It is illegal to check other people’s credit information. You must conduct a credit information inquiry using your own information.
Credit information inquiry fee: Most credit information inquiries may incur a small fee.