Strangely, I liked Shinhan Bank.As I was considering the benefits of the cards I usually use, I ended up making them into Shinhan cards.(Since it wasn’t the main bank) I went on a trip to Guam with my wife before Corona.At that time, I had a foreign currency deposit account like dollars, so I wanted to have a check card that I used right away, but I ended up using Shinhan Bank’s (then Shinhan Bank opened a limit account 1) and I used Shinhan Card’s high-pass check card. I think Shinhan Card is good at creating what consumers want, so a positive image of it must have been overshadowed by Shinhan Bank.
However, there was a very big barrier for my pure love to lead to Shinhan Bank.It’s because of the “Limited Account.Not only is it difficult to open an account, but after opening an account, it is the first limited account 1, which is free to deposit, but withdrawal is limited to 300,000 won per day.I will tell you a simple story about how I lifted the Shinhan Bank limit account.
Level up from Shinhan Bank’s suspended account to Limited Account 1 and Limited Account 2
Shinhan Bank’s limitation account can be lifted in the following order.
Limit limit account 1 (transfer limit 300,000 won per day) → Limit limit account 2 (transfer limit 1.5 million won per day) → General account
신한은행-한도제한계좌-이체한도-비교
Last year (2021), I took a picture of Shinhan Bank’s information (understood.
Around the middle of last year, I changed the account of Shinhan Bank, which was suspended because it was not used after a trip to Guam, to a limited account 1. At that time, I was using Shinhan Card’s credit card, and I had been using the apartment management fee for more than three months here.Due to this transaction history, I changed it to a limited account 2.Please refer to the link below for information.
To lift the suspension of Shinhan Bank’s transaction suspension account – Post-visit cancellation
I went to Guam for the first time before COVID-19.At that time, I was looking for a foreign currency card and thought Shinhan Bank was okay, so I opened an account at that time.By the way, Shinhan Bank is trying to create a new account, so the limit is limited to 1(
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In fact, until this time, I didn’t intend to cancel my limited account 2.I thought it was a little hard for me.
Termination of Shinhan Bank Limited Account (Received guidance in summer 2021)
As of the middle of last year (summer 2021), there were three main ways to switch from Shinhan Bank’s Limited Account 2 to a general account.
1. 12 months proof of salary deposit
2. If you have a merchant payment account, check the sales amount for 6 months.
3. Credit card payment results for 6 months (more than 1 million won per month)
At that time, I was about to leave the company, so No. 1 and No. 2 were not applicable.And at that time, I used to refrain from using credit cards, so I thought it would be excessive consumption to leave a credit card payment of 1 million won per month for six months.So I thought Shinhan Bank and I were not meant to be.
신한은행-한도제한계좌-해제-방법
How to cancel the limitation account that was guided at the time.
A few months later…I couldn’t stop using my credit card when I was raising children.Seeing that credit card usage exceeds 1 million won for about two months, I decided to use 1 million won for six months to release the Shinhan Bank limit account and become a general account.And I will be reborn as a consumption fairy. So I will finally fill up six months and visit Shinhan Bank in the spring of 2022.
Review of Shinhan Bank’s Limited Account Cancell
I went to Shinhan Bank’s window and asked them to lift the limit because I achieved 1 million won per month for six months.There was a slight mistake, but in the end, I succeeded.The fact is that if you use Shinhan Card for 6 months and 1 million won, you will no longer have to unlock your limit account.However, in the case of those who were already informed the other day, they said they would do it because they did not know the conditions for canceling the limitation account had changed.
I have lifted my limited account like this, but actually I don’t want to recommend this method to anyone else.I don’t want to cancel the transaction limit.How can I transfer more than 1.5 million won a day?But if I stop it, I want to do it more strangely, and if I don’t let it go up, does it stimulate the psychology of those who want to go up more?I have lifted the limit that may not be necessary for me.It’s somewhat… I’m proud.
Anyway, I’m going to move my main bank to Shinhan Bank from now on.I won’t cut off the Nonghyup transaction at all, but I don’t think I’ll use it as before.Since we have crossed the difficult threshold of entering Shinhan Bank, we will share (something that could benefit consumers) if there is anything to introduce while using related services.But I’m not a single-minded person. Kookmin Bank, Hana Bank, Woori Bank… If a huge bank offers me a secret proposal, I will introduce it to you.(If such a suggestion is received, I will leave a message saying that I wrote it.) I’ll be waiting for you. The banks.