애플론 무직자 대출Therefore, if you are looking for a loan product for the unemployed that has a high approval rate and can be used easily and quickly without complicated procedures, please actively apply for the Apple Loan for the unemployed described in this article.
Table of Contents
Apple Loan for the unemployed is a loan product handled by ‘Apple Loan Brokerage.’ However, ‘Apple Loan Brokerage’ is not a financial company that lends funds directly to customers. In other words, it is a brokerage firm that arranges loans for customers.
If so, you may be wondering whether it is okay to use the loan service from ‘Apple Loan Brokerage’. So, if you search for ‘Apple Loan Brokerage’ on the integrated search site for registered loan companies, you can see the following results.
As you can see from the above search results, you can confirm that ‘Apple Loan Brokerage’ is a safe loan brokerage company that is currently officially registered with the local government (Ansan City Hall).
Anyone can apply for the Apple Loan for the unemployed, regardless of income or occupation. In other words, it is a customized loan product for the unemployed.
The loan limit is generous, up to 30 million won. The interest rate is determined within the legal maximum interest rate of 20% per annum. And the loan period is up to 60 months (5 years).
And the repayment method is ‘principal and interest equal installment repayment’, which repays the principal and interest at the same time every month. Therefore, the monthly repayment amount is bound to be a burden.
To help you understand, let’s look at an example. If you use a loan with the highest interest rate of 20% per annum, the principal and interest amounts that must be repaid each month are as shown in the table below.
As you can see from the table above, the monthly repayment amount is not small. However, since the principal is gradually reduced each month, the overall interest cost incurred during the loan period can be saved.
The early repayment fee refers to a penalty that the customer must pay in addition to interest if the principal is repaid before the loan maturity date. For this product, if you repay the principal within 3 months of executing the loan, you must pay a fee of up to 2% on the principal repaid.
In other words, if three months have passed from the loan execution date, you can freely repay the principal without any fees. And even if it is within 3 months, if the combined amount of interest and early repayment fee exceeds 20% per year, you do not need to pay a fee for the excess amount.
And there are no incidental costs such as handling fees. In other words, we do not require separate brokerage fees from customers.
You can apply for the Apple Loan for unemployed people through ‘online’, ‘KakaoTalk’, or ‘main phone number’. The detailed process from loan application to loan deposit is as follows.
The Apple Loan for the unemployed has the advantage of being able to get a loan quickly and easily when anyone, including housewives, college students, and the unemployed, needs money urgently. In addition, there is an advantage that loans are available to those who are delinquent on their telecommunication bills and those who are delinquent on Seoul Guarantee Insurance.
However, there is a very high possibility that ‘Apple Loan Brokerage’ will provide customers with loans from loan companies. When using a loan company, you must use an officially registered loan company.
Moreover, there are so many things to watch out for when taking out a loan from a money lender. So, I have summarized this in detail in the article below, so please be sure to check it out.
> Precautions when using a loan from a loan company (+ How to search for a registered loan company)
Apple Loan is a product with many advantages. However, it has the advantage of having a slightly higher interest rate.
Therefore, before using Apple Loan for the unemployed, it is a good idea to check again whether there is a government-supported loan or a loan from a first or second financial institution that you can use. Detailed information regarding this can be found in the article below.
> Government-backed loans for the unemployed – the most accurate information provided by a former banker
> 1st Financial Summary of recommended loan products for the unemployed
> Loans for the unemployed in second-tier financial institutions – Perfectly organized by a former banker
If your Apple Loan for the unemployed has been rejected, you are probably one of the following people.
So, in the article below, I have introduced a product that can be used even by those who have been rejected for an Apple loan for the unemployed, so please check it out.
> Emergency living expenses loan: Government loan for low-income, low-credit, and delinquent borrowers
> Introducing a place where p2p loans are definitely available for the unemployed
> Find out where unemployed people can safely use loans from loan companies
> A former banker provides complete information on places where people with bad credit can get loans.
In this article, we looked at Apple Loan for the unemployed in detail, including reviews, loan conditions, and application methods. In addition, we have provided guidance on loan products that are better to use before Apple Loan for unemployed people and loan products that can be used in case of rejection. I hope that the information in this article will be of great help to unemployed people who need a loan.
