Welcome Savings Bank’s parking passbook (deposit/withdrawal passbook) rose to 3.8% from Wednesday, October 19th.
Welcome Savings Bank parking passbook interest 3.5% → 3.8% increase 웰컴저축은행 파킹통장
2022. 10. 19 (Wed)
I got a text message around 5 pm today and looked at it, and it was said that the interest on the Welcome Savings Bank parking pass would increase from 3.5% to 3.8%. (The increase is effective from October 19th.)
The interest rate of Welcome Savings Bank is composed of the basic interest rate + the preferential interest rate. When 3 conditions are met, up to 1.5% is applied. 이베이스매뉴얼
For reference, the conditions for achieving the preferential interest rate are as follows.
Basic interest rate 2.3% +
Salary transfer 0.5% over 1 million won
CMS or Giro payment 0.5%
Marketing and Membership Agreement 0.5%
= 3.8%
Other than that, note
1. The interest applies only to deposits up to 50 million won (up to 2.8% interest applies to 50 million won or more)2. The preferential interest rate is applied to the month following the condition (next month) 3. In the case of CMS and Giro payment, it is worth paying attention to the fact that insurance premiums, telecommunication costs, card bills, gas bills, etc. are applicable.
Comparison of interest rates on major parking accounts
As of October 19, 2022, the current status of interest rates in major parking accounts is as follows.
Welcome Savings Bank was originally ranked No.
Under the current circumstances, if you want to keep it in a parking account, it is best to keep the funds in the Welcome Savings Bank.
Can I trust the savings bank?
In accordance with the Depositor Protection Act, the deposit and withdrawal account is a product that is protected up to a maximum of KRW 50 million per person by adding the principal and a certain amount of interest. Anyway, the maximum interest rate limit is 50 million won, so it would be good to use it appropriately with this part in mind.
How to sign up to get the most out of your benefits
Currently, there is no separate account opening benefit. However, we are running an event where an additional 5,000 won is provided when opening a regular savings account with preferential first transaction only to new members.
You can participate through the comment link. If you participate, you will proceed in the order of opening a deposit and withdrawal account → opening a regular savings account.
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Recently, various investment markets such as stocks and real estate are not in good condition, so attention is shifting towards the deposit market. As a result, the financial sector is also offering a variety of high-interest deposit products.
However, it seems that the interest rate rise will continue until the end of the year, so I think it would be good to deposit money in a parking account and wait for a deposit product with better conditions until then.
The above was the news of 3.8% interest in the Welcome Savings Bank parking passbook and comparison of bank interest. 🙂