자리톡 월세환급2023. 8. 7. 8:28
Today, we looked into who is eligible for monthly rent refunds, reviews of people who have applied for refunds on ZariTalk, and whether it is possible for individual businesses.
One of the major fixed expenses is monthly rent, so it would be a good idea to read it and apply if it applies to you.
📝 Table of contents of the article
📍Definition of monthly rent refund system
📍Refund eligibility and difference between tax deduction and income deduction
📍Jari Talk refund review
📍Availability of refund for individual business owners
Monthly rent refund system
This is a system that deducts a portion of the monthly rent paid during the year. This is not a refund in cash, but a reduction in taxes! You can only apply if you have income.
Even if the monthly rent contract has ended, a refund is possible if you apply within 5 years. Please note that if you moved this year, you can apply when doing year-end tax settlement in 2024.
Photo source: Newsis
Target
✍🏻Tax deduction, income deduction
There are two ways to deduct monthly rent: tax deductions lower your taxes, and income deductions lower your income, ultimately lowering your taxes.
Both are the same in that they reduce taxes, but the target, amount, and method are different.
Usually, the tax credit eligibility requirements are strict, but since it can further reduce taxes, apply first and if not possible, choose the income deduction method.
✅ Eligible for tax deduction
The head of the household and all household members do not own a home.
Report of moving into one residence has been completed.
Total salary less than 70 million won
Houses with a standard market price of 300 million won or less
☑️ Deduction limit
7.5 million won, up to 625,000 won per month
☑️ Deduction rate
12%-15% depending on tenant income level
☑️How to
During the company’s year-end tax settlement period, you can submit a copy of the lease agreement, a bank transfer receipt confirming monthly rent deposit, and a copy of your resident registration to the company for deduction or apply directly at Hometax.
✔️What if the move-in report is late?
You can receive tax benefits only for the period after the move-in report date.
✅ Eligible for income deduction
Available regardless of whether you have a house or not
No income criteria
It doesn’t matter what the house price is
Regardless of whether you report moving in or not
☑️ Limit
Must spend more than 25% of annual income (check card and credit card combined)
☑️How to
If you apply for and complete cash receipt issuance in advance at Hometax, you can check it in the year-end tax settlement simplification, and submit the application by submitting the relevant information to the company.
After applying for a monthly rent refund on JariTalk
JariTalk is an app that makes the monthly rent refund process easier. You can also easily receive confirmation dates and bill issuance.
After requesting a cash receipt for monthly rent refund through JariTalk, the landlord is contacted via KakaoTalk or text, and after confirmation, it is approved. In other words, the landlord’s contact information and consent are required.
📌 Required documents before application
ID
ID card
Copy of rental agreement
Cash receipt and account transfer receipt
Deposit details without bankbook
One.
Search for ZariTalk on your phone and immediately access the site or download the app.
2.
Enter after verifying with KakaoTalk or your mobile phone number, whichever is more convenient.
3.
Choose to receive a monthly rent refund and start ZariTalk!
4.
Enter the monthly rent cost (deposit, rent) and then click Check Amount.
5.
You can check the monthly rent refund you can receive.
Monthly rent refund for individual business owners
For general self-employed individuals, there is no monthly rent tax deduction. In the case of monthly rent refunds for individual businesses, it is possible only for businesses subject to verification of personal sincerity reports, which are large individual businesses, as long as the income conditions are met.
Monthly rent refund: up to 600,000 won per month deducted
If you can get it, absolutely✍🏻✔️
Today, I’ve shared information about monthly rent refunds, reviews of applying for refunds through ZariTalk, and whether refunds are possible for self-employed people.
It seems that many people still don’t know about the monthly rent refund system. This is because self-employed people also did not know that they could use it if the conditions were met, and there are cases where monthly rent is omitted even in home tax.
As you can receive a tax deduction of up to 600,000 won per month, we hope that you will check the details and benefit from the benefits. This is the end of today’s article.
Good article to read together✍🏻⬇️
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