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Employee Sunshine Loan provides guaranteed loans to low-income and low-credit workers who have difficulty accessing institutional finance.
Products that help improve financial accessibility and ease interest rate burden
※ Sunshine Loan is operated with resources from lottery funds and financial institutions.
* The loanable amount varies depending on each individual’s credit rating, etc. within this limit.
※ If the loan interest rate exceeds 10.5% per annum,
The guarantee fee rate is reduced by an amount equivalent to 60% of the excess.
※ Based on new loans in the 4th quarter of 2023 (lowest average interest rate), amount-weighted average interest rate (excluding guarantee fees)
Copyright Since 2016 Korea Inclusive Finance Agency.
All Rights Reserved.
Nationally recognized certification body (ISMS): Financial Security Institute
[Certification Scope] Public service operation (web, mobile)
[Validity period] 2022.02.23. ~ 2025.02.22.
