Do you know what a home pension is? It is the payment of a pension using the house you currently live in as collateral. In my case, I can’t put in a lot of personal pension, so I’m actually thinking about housing pension in old age.
Nowadays, with the aging of the population, the elderly population is increasing, and measures for the elderly are urgently needed. I think there are people who are wondering how much the housing pension will be for those who own a house.
First, let’s look at the simple concept of a home pension. Housing annuity is a national guarantee for senior citizens over the age of 60 where they can receive their old-age living funds in an annuity for life or every month with their home as collateral. If you want to know how much you will receive on a home pension, you must first own a home. 주택연금 수령액 조회
If you look at some of the advantages of these housing pensions, you can receive an annuity while you can live for the rest of your life, and since the state guarantees it, there is no risk of payment being suspended. And, in my opinion, the best advantage is that even if the annuity exceeds the house price, the annuity will continue to come out (live long), and even if you die with the house price remaining, the rest of the money goes to your heirs.
In addition, if you apply for a housing pension, you can be exempted from various taxes such as property tax, registration tax, and education tax when setting up or using a mortgage. 좋은뉴스
Now, let’s take a look at the amount of housing annuity according to the payment method. Assuming that you own a house for 300 million won, the amount you can receive from the age of 70 is about 980,000 won. Of course, the more expensive your home, the higher your pension will be. The older you get, the higher it goes.
If you live in a senior welfare housing, the amount tends to decrease slightly. If you visit Korea Housing Finance Corporation, you can inquire about the expected housing annuity. Please search for housing annuity on the Internet.
Information for current housing pension users. On average, 72-year-olds are using it, and you can see that an average of 990,000 won is being paid. You also secured a house worth about 280 million won as collateral.
This is a misconception about housing annuities. Many people have various misunderstandings, and the website provides detailed explanations of these misunderstandings. I’ll try to post it next time. Today is the weekend, so what are you doing? I hope you have a good afternoon.