Today, we deliver the positive influence of financial technology
In the previous post, we discussed the benefits and usage tips of each check card, including Toss, Kakao Bank, and Kakao Pay check cards.
I am also currently using the Toss check card after comparing the pros and cons of each card.
We are using it as efficiently as possible according to the usage tips provided. 케이뱅크 체크카드
This time, following Toss and Kakao Bank, we have summarized the benefits and usage tips of K Bank check card, one of the three major Internet banks.
These days, the benefits of debit cards are no less than credit cards. 이베이스매뉴얼
In particular, Internet bank debit cards have good benefits.
Aggressive marketing seems to have expanded the benefits as Internet banks entered the market.
Therefore, after comparing the pros and cons of each check card, you can choose a card that can enjoy more benefits according to your consumption baton.
Even with a debit card, there are quite a few benefits
X annual fee, basic cashback + +3% additional cashback when used in 5 areas
ATM fee waiver is a bonus!
The benefits of the K-bank debit card are good despite being a debit card.
There is no annual fee and unlimited basic cashback with no performance requirements or limits.
In addition, if you make good use of large marts / delivery food / travel / golf / gas / department stores / outlets, you can enjoy benefits comparable to those of a credit card.
Benefits1. 0.3% cashback at all domestic and foreign merchants
Regardless of previous month performance, cashback limit X
0.3% cashback of the amount spent is paid at all domestic and overseas merchants without any conditions for the previous month’s usage performance or without a cashback limit. Cashback rate is applied per payment.
The 0.3% cashback effect may not be significant, but since there are other benefits, you can just see it as a basic benefit.
However, please note that among the amount spent at domestic merchants, college tuition, apartment management fees, gift certificates and gift card payments, various fees, interest, taxes and public dues, social insurance premiums, and traffic card usage amounts are excluded from cashback.
Benefit 2. + Plus 3% special cash back
Up to 30,000 won per month depending on previous month’s performance
In addition to the unlimited basic cashback, if the previous month’s performance exceeds KRW 300,000, a special +3% cashback benefit is provided once a day for each brand in the following five categories (areas).
However, the maximum amount of cashback per payment is KRW 1,000 and is provided on a per-day basis per brand.
Also, please note that this is applicable only to domestic transactions.
- Shopping: Coupang, Market Curly, E-Mart, Homeplus, Lotte Mart
– Delivery Food: Baedal Minjok, Yogiyo, Coupang Eats
– Travel/Golf: How about here, Yanolja, screen golf industry (golf zone, etc.)
– Fuel: GS Caltex, SK Energy
– Department stores/outlets: Hyundai, Shinsegae, Lotte
If only the performance of the previous month is met,
The cashback area (target) seems to be included in the category of industries that are frequently used in our lives.
Not only the grocery shopping area of large marts that have to be used frequently, but also gas fuel, which has been burdensome due to the high oil price these days, and the people of delivery or Yogiyo, which are often used.
And it includes the screen golf industry, which is a hobby of many people these days.
If you use it well, it seems that you can enjoy the benefits of a credit card.
Notice
In addition, the delivery food area must be paid through the official app and website, and may not be applicable at some affiliated stores when using simple payment.
In addition, cashback is provided only for offline payments at marts, department stores, and outlets, and payment amounts other than shopping (purchasing gift certificates, parking fees) at warehouse-type discount stores such as E-Mart Traders, Lotte VIC Market, and corporate supermarkets such as E-Mart Everyday and Lotte Super are excluded from cashbac