Toss Bank Parking Bank provides an annual interest rate of 2% and is a very convenient bankbook with free deposit and withdrawal and special functions such as collecting.Today, we would like to learn how to utilize many functions such as opening Toss Bank parking accounts and paying Toss Bank’s apartment management fees.
Toss bank parking account creation and excellent security
Toss Bank is an Internet bank operated by a fintech company that does not currently operate a PC version but can only be subscribed and used on mobile.It operates in the same way as Kakao Bank, but Toss is very popular because it focuses on finance and enables clean and convenient management than Kakao, which has an existing platform.
Therefore, in order to sign up for Toss Bank, you must install the mobile application first.
After installing the app, you will enter the password after signing up, but you will actually use fingerprint authentication, so you rarely enter the password.However, the password also has a special feature for security: a combination of one letter plus four digits.
This will create an additional 24-digit combination by adding a single character even if you use the same numeric password as other banks.
This part seems to be concerned about security.
Toss Bank Parking Account Creation and Interest Rates
Toss Bank Parking Account Interest Rate and Utilization Method
Currently, Toss Bank has an annual interest rate of 2.0%.Some of the products of other savings banks account for 2.4%, but it is actually inconvenient because it does not have the function of integrating accounts of other banks and the speed and completeness of the application are very low.
It can be said that it is very useful to keep emergency funds in a collecting account from beginners to office workers because 2.0% is paid regularly within the limit of 100 million won.
I also used the parking account of Sangsangin Savings Bank and this time I moved to Toss Bank Parking Account, and I am very satisfied with the fast speed and the availability of various financial services at once.
Utilize Toss Bank’s parking account collection function
In addition, in the case of Toss parking bankbook, there is one more user-friendly function, which is that you can calculate and receive interest on a daily basis.You can receive parking interest according to the period in the third week of every month, but it is very convenient to use because there is a system that pre-calculates interest on a daily basis.
If you receive interest even one day earlier, the principal will increase that much, so you can ultimately receive more interest.
Toss Bank knows about this, but it seems to be offering it to attract users.
Toss Bank Parking Bank Account Transfer Limit and Remittance Limit
The transfer limit of Toss Bank parking account is basically 10 million won.In addition, if you register an OTP security card, it offers the same benefits as other banks at 100 million won per time or 500 million won per day.
However, in the case of other banks, high-priced remittances, such as housing purchases, had the inconvenience of having to use annual leave only by visiting the bank, but in the case of Toss Bank, remittances can be made up to 1 billion won at a time or 2 billion won a day.
Introduction of Toss Bank-Transfer Limit and Temporary Increase of Remittance Limit
Using this function, most real estate transactions can be transferred regardless of weekends or holidays, which is very useful.
Toss OTP cards can also be used by other companies, which have to be made at a cost of about 30,000 won from other banks, but they have the advantage of being able to replace OTP cards free of charge if you issue Toss check cards.
The OTP card operation method is operated through the NFC card mode method, and it is automatically authenticated when carried in a mobile phone card case, so it is very convenient to use.
Please note that a one-time limit of up to 2 million won is possible for contact remittances that transfer through contact information even if you don’t know your account.
It would be better to try Toss Bank, which is more convenient and faster than other banks.