These days, I meet with my acquaintances and talk the most about raising interest rates.I’m surprised day by day by day due to the recent sharp increase in interest rates.
In line with this trend, more and more consumers are looking for high-interest products.Among them, you’ve probably heard a lot about parking accounts that have become very popular.So today, we will quickly find out information on the recommendation of interest rate comparison in parking accounts.
What’s a parking account?
You can find out the parking account just like its name.A parking account, which has the concept of staying in a bank account for a while, as if parking a car, is a bank account that is free to deposit and withdraw money even if it is deposited for a short period of time and provides a higher interest rate than a general deposit account.Due to the recent rate hike, savings banks and Internet banks are releasing high-interest parking accounts to increase their market share.As a result, you must be worried about what kind of parking account to create! Let’s find out the right bank account by recommending a parking account interest rate comparison.
Parking bankbook interest rate comparison recommendation
The parking bank account interest rate in the second financial sector is higher than the parking bank account rate in the first financial sector.Some people are anxious about savings banks, but parking accounts at savings banks can protect depositors up to 50 million won like in the primary financial sector. However, you have to carefully check preferential conditions because there are some conditions.
Toss Parking Bankbook
This is the first Toss parking bankbook recommended by interest rate comparison.The subscription limit is up to 100 million won and provides an annual interest rate of 2.3%, and only the amount exceeding 100 million won provides 0.1% per year.It can be opened non-face-to-face through the Toss Bank app and up to 50 million won in depositor protection is possible.Interest is paid on Saturdays after settlement as of the third Friday of each month.Toss Bank customers have the advantage of being exempted from all fees.
-Kakao Bank Parking Bank Account
This is the second Kakao Bank parking account recommended by interest rate comparison.Real-name individuals with Kakao Bank deposit and withdrawal accounts are eligible for subscription, the subscription limit is up to 100 million won, and the maximum interest rate is 2.2%.You can sign up through the Kakao Bank app and protect depositors.Interest is paid on Saturday after settlement as of the fourth Friday of every month.
K-Bank Plus Box Parking Bank Account
This is the third K-Bank Plus Box Parking Bank account recommended by interest rate comparison.Recently, interest rates have been raised continuously, attracting a lot of attention.The maximum is 300 million won and the maximum interest rate is 2.7 percent per year.Depositor protection is possible up to 50 million won.It can be opened non-face-to-face through the K-Bank app, and interest is paid on the fourth Saturday of every month.
– Pepper Savings Bank’s Parking Bank
This is the fourth parking account of Pepper Savings Bank recommended by interest rate comparison.The maximum is up to 50 million won, the maximum interest rate is 3.2%, and 1.0% per year for more than 50 million won.50 million won depositor protection is possible.You can sign up via Digital Pepper (non-face-to-face) and receive interest on the third Sunday of the last month of each quarter.The advantage is that the transfer fee is exempted.
– SBI Savings Bank Spritebank parking account
The Fifth SBI Savings Bank Recommendation for Parking Account Interest Rate ComparisonThis is my bank parking account.The maximum is up to 100 million won, the maximum interest rate is 3.2% per year, and 0.2% for excess of 100 million won.50 million won depositor protection is possible. It can be opened non-face-to-face through the Cider Bank app, and interest settlement is made every month, and it will be calculated from the 1st to the end of every month and paid on the 1st of the following month.Regardless of the usage performance, there is an advantage that all customers have a fee exemption benefit for all customers.
So far, we have looked into the recommendations for parking bankbook interest rate comparison.However, there are more parking accounts than I mentioned today, so please check carefully and sign up.Thank you.