햇살론카드 신청자격The Sunshine Loan Card is a government-supported credit card that even those with low credit can receive. It is a product provided for those with low credit who have difficulty receiving credit cards and are unable to receive benefits such as installment payments or points. This time, we will take a closer look at the requirements for issuing the Sunshine Loan Card and how to apply.
The requirements for issuing the Sunshine Loan Card are as follows:
You can apply for the Sunshine Loan Card only after completing the required training provided by the Korea Small Business Finance Agency.
You can easily apply for the Sunshine Loan Card through the Korea Small Business Finance Agency app. After completing the guarantee review and completing the application, you can sign a guarantee agreement through the review and apply for card issuance. You can apply for the Sunshine Loan Card through seven credit card companies: Lotte, Woori, Hyundai, Kookmin, Samsung, Shinhan, and Hana Card. You can apply on the website of each card company.
To apply for the Sunshine Loan Card, you must meet the following requirements:
You can complete the Sunshine Loan Card required training through the Korea Small Business Finance Agency’s financial education portal. The Sunshine Loan card can be issued for up to 5 years, and the maximum guarantee limit is 2 million won per month. The card usage limit is granted after deducting 200,000 won from the guarantee limit and considering the individual’s credit rating. It cannot be used in the entertainment or gambling industry, and overseas payments are also restricted. If there is a record of delinquency, the application may be rejected, and only one Sunshine Loan card can be issued per person.
In order to be issued a Sunshine Loan card, some submission documents are required. Documents that can verify current employment or business operation and documents that can verify pension receipt are required, and a credit evaluation is conducted. Some documents may have the same requirements as dormant deposit customized loans.
Let’s also learn about frequently asked questions about the Sunshine Loan card.
The Sunshine Loan card is a government support system that helps people with low credit to use financial products, and many people are benefiting from it.
Thank you.
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To receive a Haetsal Loan card, your credit score must be in the bottom 20% or lower or your annual disposable income must be at least 6 million won. In addition, you must complete the Haetsal Loan card mandatory training to apply.
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