신한카드 자동차 카드할부 New car installment payment Algo fraud (FEAT: Shinhan My Car card installment)

Samsung Card Direct Auto Card Installment
Shinhan Card Mica Card Installment
Lotte Card Card Installment
From the left, Samsung Card/Shinhan Card/Lotte Card card installment conditions. On the other hand, the same. 2.3% for 60 months…
Overall, it is the same
Be sure to check the exact details of the related card installment products. 신한카드 자동차 카드할부
12 months 1.9~2.1%,
Even the 60-month installment is 2.3% interest rate, so it will be the cheapest interest loan that an individual can receive even if all financial institutions are combined.
Honestly, I don’t know why Samsung/Shinhan/Lotte Cards still do it under this condition.
I heard that the interest rate was lowered because the standard interest rate was lower than before, but at this rate, it would be enough for the company to lose money after the reverse margin…
(I looked it up and found out that the Samsung Card installment interest rate was in the 3% range in 2018. Even at that time, it was cheaper than the market interest rate). takes too long to wait. 이베이스매뉴얼

신한카드 자동차 카드할부
If rejected, it guides you through a loan product called auto installment. There is a prepayment fee, and the interest rate is higher.
Below is a comparison of loan rates from existing financial institutions.
Loan interest rates, easy tips from 1 financial sector to capital!
These days of severe inflation/interest rate hikes, inflation has a quiet, but serious impact on our lives. Interest rates, benchmark rates and effective deposit/lending rates are all rising. However, compared to the standard rate, the loan these days
* I would like to reiterate once again that I received advertising fees and that this is not a sponsored post! Be sure to check the contents of the card installment products related to Naedonnaesan!!
+ added. July 2022.
All three products have increased installment interest rates…
Based on 60 months, it is currently 2.3 ~ 2.6% to 2.9 ~ 3.9%. ㅠ