Mid-term HKMA 80% lease on deposit basis (2)
If you have a lease loan from the Small and Medium Business Administration in mind, you should look at the sale.It is recommended to select the conditions for sale that meet your conditions and check the market price of the desired area in advance.Let’s look at it in detail on the premise that we will receive a lease loan from the Small and Medium Business Administration.Set 80% or 100% of youth loans for SMEs and set conditions for sale.The area, floor space, options, and the number of floors can be determined in detail.After that, we will check the surrounding market price and see if it will proceed with a lump sum of money or credit loans along with the lease loan from the Small and Medium Business Administration.
Source: Pixabay, Karolina Grabowska
1. Confirm 80% of the sales and market price of youth rental loans for SMEs
The first method is to use the Jikbang/Dabang/Ziptoz application and Naver real estate.I searched the brokerage platform and Naver real estate for about a month to check the approximate market price of the room style I wanted.The conditions of the room I wanted were new buildings, excellent security, detached studio apartment, and neat interior.The second way is to use Naver Cafe.In particular, among Naver cafes, finding Peter Pan’s house and youth housing cafes are recommended.It is the cafe that received the most direct help.If you are considering a loan from the Small and Medium Business Administration, it is recommended to subscribe to the two cafes.Essential knowledge and precautions related to lease loans from the Small and Medium Business Administration, and available sales from the Small and Medium Business Administration are also uploaded directly from the broker, making it easy to check the sales.The third method is YouTube.If you type “Mid-term Administration + Regional Name + One Room” in the YouTube search window, there are quite a few brokerage offices that post videos for sale in real time.In conclusion, I contacted real estate through YouTube and now I live in a very satisfying house.
2. Inquire about 80% of youth loans for small and medium-sized enterprises
After selecting the conditions I want, let’s look for real estate around the area.You can actively sell your hands while walking around Naver’s main mountains, apps, and cafes.Among them, I selected intermediaries who have a lot of sales from the Small and Medium Business Administration and have knowledge of lease loans from the Small and Medium Business Administration and made inquiries through text messages.Usually, you have to ask by phone to get a quick answer, but I asked all of them by text message and all of them were answered quickly.The conditions I want are good security/excellent security system/new building/separate studio/clean interior/station location within 10 minutes’ walk/medium-term office sale.Based on this, you can contact the real estate company by text message.The contents of the text are, “Hello. I’m contacting you after looking at the route.I’m looking for a detached one-room rental near the area.We are looking at up to 130 million won for sale, and I hope it is a clean interior with 80 loans from the Small and Medium Business Administration/within 10 minutes of the moving-in date/within 10 minutes of the station/excellent.I’m contacting you to see if you’re holding something for sale under the conditions.’ If you spray the conditions like this, you’ll get a call or a text message.Usually, a broker with knowledge of the Small and Medium Business Administration asks, “Have you undergone an additional screening?”For your information, I texted about 10 real estate sites.I had not yet undergone a provisional review, but as a result of selling my hands-on goods through blogs and cafes, there was no possibility that the Small and Medium Business Administration would not work under my conditions.So, I think the loan will come out without difficulty, and I want to see the sale in person.”I made an appointment.If there is one know-how before making a real estate appointment, it takes about two to three hours based on one real estate to show the sale in real estate as a result of my experience.If you look around several real estate sites a day, it is recommended to make an appointment with a three to four hour term.
Source: Pixabay, StartupStockPhotos
3. Confirm 80% of the sales of youth loans from SMEs
He contacted several real estate companies and selected the final three places to make appointments.The more I saw the house, the harder it was to choose, so I decided to look at the house over the weekend and decide within it.There are some things to refer to when checking for sale.It is recommended to check water pressure, surrounding amenities, wallpaper and floorboards, toilet ventilators, sunlight, soundproofing, drainage smell, options, larvae cases, contract documents, etc.I searched YouTube for how to watch my house and checked my home condition.In fact, there are quite a few videos that licensed real estate agents inform you, so it is useful.The general public is highly recommended to those who are looking for a house for the first time by carefully informing them of factors that can be easily overlooked.
Usually, licensed real estate agents show sales in the order of bad houses > good houses.It may be their own know-how, but first, they showed a stinky house and saw a relatively decent house, and seemed to use their fascination.Don’t be tempted and check your house on your terms.I finally narrowed it down to two places.But one of them was a problematic house, so I gave up.Let me write down the experience of selling in detail.
3-1 New building (no contract)
It is a multi-family house with a good view and low ambient noise.The station was right in front of me, so the infrastructure was good.Above all, the latest security system stood out for its safety.However, it has not been long since it was completed and the official land price has not been released.Still, I tried to sign a contract, but the building register was a problem.It is a residential neighborhood facility, but there was no shopping mall on the first floor and it had a completely different form from the building register.Even though the actual residential floor was on the fourth floor, it was on the second floor of the gate.I felt uncomfortable here and there, and when I went to another real estate just before putting in the provisional deposit, I asked, and I received an answer that if I thought it was uncomfortable, I would not recommend it.I just decided not to sign a contract and didn’t put in a provisional deposit.
For your information, new villas that have just been completed should not be recommended.This is because the ratio of new buildings is high during the lease period.actually roam a lot of real estateIf you look at it, there are brokers who help them with the positions of managers and team leaders, not those who have obtained licenses as licensed real estate agents.In general, these brokers are likely to show their homes.I also received confirmation of the sale through an intermediary, and at first, I said it was a good condition that I would be the first to report my move-in because it was really a new building.If I am transferred before other prospective tenants, I can receive my lease payments first if the building is auctioned off.But when I said that I would not sign a contract because I thought the loan would not proceed due to the problem of the building ledger, the broker said that there were people who had already moved in, and that all of them carried out the loan without any problems.When I signed a contract, I said it was my first move-in report, but I was in a hurry, so I said it in vain, but when I heard that, I felt more uncomfortable, so I deleted the real estate contact.Let’s not sign a contract for this kind of place.If you feel uncomfortable, I recommend you just skip it.
3-2. Luggage that has been completed for four years (contract box)
It was a multi-family house in its fourth year of construction, and it was very comfortable.There was no elevator, but there was no problem because it was on the second floor, and there were precautions such as discharging garbage inside the villa, and I felt that this part was neatly managed.In particular, more than 10 CCTVs were installed outside and inside the building, and the situation outside the building and in front of the door could be checked through the intercom inside the house.The surrounding neighborhood was very quiet and close to the roadside.One thing that bothers me is that the landlord changes from a housing rental business operator to a general tenant.He said he would like to sign a contract with me as a general tenant without renewing his chief executive officer because it has expired for four years.So I saw the house in February, but I was able to move in in April.Perhaps he seemed to give up the chief because he thought it would be more profitable to raise the lease price than to receive tax benefits for the chief.There was no big problem, and the copy of the register was clean, and the licensed real estate agent had been with the landlord since the sale of the building, so he understood the landlord’s tendency and prided himself on building safety.Even the tenant of the property I was going to enter had signed a contract with this licensed real estate agent.
So I finally decided to go here.However, on Monday afternoon, I said I would deposit the deposit as soon as possible (I saw my house on the weekend, and I added the conditions because I couldn’t get a loan due to a building problem, not because of my credit problem).At this time, many people make mistakes because of their impatience, so I recommend you to think calmly.I didn’t call because I saw many people who had a hard time returning the provisional deposit because they couldn’t borrow from the bank after making a provisional deposit.He replied, “If I sign the contract first, I can’t help it,” and decided to judge that the house and I are not meant to be if someone else signs the contract.It is right to sign a contract when it is in a certain situation, and it is desirable to put in a provisional deposit after a provisional examination.
* There are some points to refer to when signing a lease contract with the Small and Medium Business Administration.It is essential to receive an analysis of the rights of the property to be contracted.Most of the places that newcomers in society recognize are multi-family houses.What is important at this time is that the safety of the building (priority deposit/ collateral security) should be prioritized rather than seeing if it is a house I like.It is recommended to listen carefully to the rights analysis of licensed real estate agents.It is also important to note that it can be understood only by studying rights analysis in advance.It’s not a penny or two, but a large amount of money is entrusted, so it’s good to study enough to check the safety of your house and get an explanation from a licensed real estate agent.The analysis of rights of multi-family houses, a certified copy of the register, and a long-range view of the building register will be properly prepared and posted later.
I’d love to.Empathy
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