How to convert Hyundai Card points to cash and convert m points to h coins
Let’s look at how to convert Hyundai Card points into cash and how to convert m points into h coins. Like other credit cards, Hyundai Card is one of the most widely used credit cards. As with other credit cards, if you use Hyundai Card, you can earn M points according to the contract according to the amount spent.
In the case of various other credit cards, you can apply for cash conversion as soon as the points accumulate. However, in the case of M-points, direct cash conversion is not possible and must be converted to h Coins to be converted into cash.
Today, for those who want to convert M points into cash, let’s look at how to convert Hyundai Card points into cash and how to convert M points into h Coin.
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index
How to convert Hyundai Card points to cash and convert m points to h coins 좋은뉴스
Types of Hyundai Card Points
M point
H coin
How to convert Hyundai Card points into cash
Points to note about cash conversion
How to convert M points into cash
conclusion
Types of Hyundai Card Points
In general, unlike most credit cards that operate only one point, Hyundai Card has two types of M-point and h-coin. What is the difference between these two points?
1. Hyundai Card M Point
Hyundai Motor M points refer to the points accumulated according to the amount used for each amount of use when using the Hyundai Card. Points can be accumulated up to 6% by usage amount as follows.
Spending over KRW 500,000 per month: 0.5 to 3% can be accumulated
Spending over KRW 1 million per month: 0.75 ~ 4.5% can be accumulated
Spend more than KRW 2 million per month: 1 ~ 6% can be accumulated
Since the higher the monthly payment amount of Hyundai Card, the accumulated rate can be up to twice the basic amount.
The accumulated M points can be used at various affiliated shopping malls or accumulated as airline mileage. However, it is difficult to pay for the entire purchase amount with points, and only a portion of the points can be used for purchase. And, unlike other credit cards, where the full amount of points can be converted into cash, direct cash conversion is not possible.
2. Hyundai Card H Coin
It is a point accumulated when subscribing to Fubon Hyundai Life Insurance. The difference from the existing M points is that it can be fully converted into cash.
There are two ways to obtain H Coins.
In the case of converting existing M points to H Coins (1.5 M Points based on conversion: 1 H Coin)
In the case of joining Fubon Hyundai Life Insurance
In the case of H Coin, unlike M Point, 100% payment can be made at affiliated merchants, and it can be converted into cash and transferred to your own account immediately.
Then, for those who have existing M-points, let’s look at how to convert M-points into cash and transfer them to your own account.
note
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How to convert and convert Hyundai Card points into cash
1. Things to keep in mind when converting Hyundai Card points into cash
First of all, in order to convert M points into cash, we summarized the points to be careful as follows.
M points cannot be directly converted into cash.
After converting M points into H coins, you can cash them out.
The conversion ratio of M points to H coins is 1.5:1.
Once converted, H coins cannot be turned back into M points.
2. How to convert M points into cash
1) Access the Hyundai Card website
First, access the Hyundai Card homepage through the link below.
➡➡ Go to Hyundai Card website
Hyundai Card point cash conversion
2) Log in
Click Login at the top of the screen to log in.
3) Convert to H Coin
After clicking M Benefits in the top menu of the screen, click the M Point H Coin Conversion menu at the bottom of H-Coin Earning.
4) Enter the M point to be converted
Enter the M point you want to convert. In the case of points to be converted at this time, input is possible only in units of 100 points. For example, if 12,790 points have been accumulated, the maximum number of points that can be entered is 12,700 points.
5) Apply for conversion
If you enter the conversion point in units of 100, the H coin points to be converted according to the pre-determined ratio of 1.5:1 will appear at the bottom. After checking, click the conversion request button at the bottom.
When the pop-up appears, click the OK button again.
6) Guide to using H Coin
If you press the OK button, the H Coin usage guide button will appear. Click the Instructions for Use button.
7) Convert H Coin to cash
If you press the h Coin Usage Information button, there is a comparison button for h Coin usage benefits at the bottom of the left menu. Click on that menu.
Then, along with information on affiliate stores where h Coins can be used, there is a remittance menu to your account at the bottom right. Click on that menu.
Hyundai Card point cash conversion
8) Apply for transfer to my account
Then, you can see the h Coin points that can be remitted are displayed. Enter the amount you wish to transfer.
9) Authenticate yourself
We proceed with the identity verification process through the Hyundai card you are using or your mobile phone under your name.
10) Complete the account transfer request
After verifying your identity, click the Apply button at the bottom to complete your account application process. After completing the application process, wait a few minutes to see if the money has been credited to your account. Most of the points are transferred immediately, so immediate confirmation is possible.
conclusion
You may feel that you are losing money because of the conversion rate from M points to h coins. However, in the case of Hyundai Card, since the accumulation rate is higher than other credit cards, I think the amount directly converted into cash will be almost the same as that of a general credit card.
In the case of points that you do not use, please try to use them more usefully by converting them into cash.