청춘대로 톡톡카드 Summary of good benefits of KB Kookmin Youth Avenue

One line summary of KB Kookmin Youth Avenue!
This is a customized card for people who spend more than 20,000 won at Starbucks a month and spend more than 20,000 won at fast food restaurants.
As a result, it is a card with the advantage of being able to receive benefits of 25,000 per month very easily.

It is a very good card with a picking rate (benefit rate / amount used) of about 6%.
It seems to be the best card for those who want to use it as a single card. 청춘대로 톡톡카드
Details of discount rates and benefits by item!
In the case of KB Kookmin Youth Avenue Tok Talk Card, it has a strong benefit of 50% from Starbucks and 20% from the burger/fast food industry.

everyone. 이베이스매뉴얼
Do not be deceived by the card discount rate, and it is very important to know how much benefit you receive and how much is the minimum usage amount.
Then, we summarized the discount rates and benefits by industry as a whole.

청춘대로 톡톡카드

Starbucks 50% discount up to 10,000 won
Burger/fast food up to 5,000 won at 20% discount
Easy payment 10% up to 5,000 won
Public transportation/mobile communication 10% up to 5,000 won.

I have summarized them in the table below.
For those who go to Starbucks and Burger/Fastpur, you can easily achieve the 25,000 won benefit.
At first glance, it seems difficult to achieve easily.

Then I will tell you the secret to using it effectively.
How to use the Tok Tok card effectively as a youth!
The secret lies in easy payment.

For example, if you pay 20,000 won at Starbucks with simple payment (Samsung Pay, Payco, KB Pay, etc.)
Starbucks 50% discount (5,000 won) + 10% discount for simple payment (2,000 won), a total of 7,000 won can be applied.

For example, if you pay 10,000 won through simple payment at Burger King
Burger/Fast Food 20% discount (2,000 won) + 10% discount for simple payment (1,000 won), a total of 3,000 won discount can be applied.

ruler. So did you understand?

In other words, the key point is that double discounts are applied when using simple payments such as Samsung Pay at Starbucks and burger/fast food stores.

Therefore, it is very easy to apply the discount of KRW 25,000 with the card.
Conditions Excluding Performance Refinement
Unfortunately, the performance exclusion condition excludes all performances that received a KRW 25,000 discount.
Taxes and utilities, apartment management fees, gift certificates, etc. are all excluded from the performance.
Don’t feel sorry for not being able to, just use it efficiently and increase your benefits.
In order to use the card effectively…
Because it is a card to receive benefits after completing 300,000 won of performance

300,000 won + generously 150,000 won (Starbucks + Burger/Fast Food + Public Transportation + Mobile)
If you spend about 450,000 won, you can receive a 25,000 won benefit.

It can be considered a very good card because it can be applied with a picking rate of 5.6%.

In the case of KB Kookmin Card, there are many cards with high benefits if used well.

If you sign up using the link below, the annual fee is waived.
Today’s card is
This is KB Kookmin Youth Avenue Tok Tok Card.
It has been released for a while
The benefits are good and many people still use it
Today I would like to introduce

annual fee
Annual fee of KB Kookmin Youth Avenue toktok card
It is divided into domestic and domestic use.
The annual fee for a physical card for domestic use is 10,000 won.
The mobile card is 4,000 won.
Mobile card is registered in KB Kookmin App Card.
It is not a real card.
It is issued only through mobile and registered with Samsung Pay, Naver Pay, etc.
Also available
So, if you are a Samsung Pay user, you can only use your mobile card.
We recommend that you save the annual fee.

The annual fee for both domestic and international physical cards is 10,000 won.
Mobile card is 6,000 won.
Personally, I don’t want to use it as an overseas card.
There are no foreign benefits.
i don’t think i will use it
However, there may be overseas payments
If you only use one card, it is better to get it issued.

Benefits
The benefits of the Tok Tok Card as KB National Youth Day
I will briefly introduce

– 50% off Starbucks
– 20% discount in the burger industry
– 10% discount for easy payment
– 10% discount for public transportation and telecommunication companies

It can be divided into four and the benefits are simple and convenient.
I think it’s still a popular card.
We will introduce you in detail

First, 50% off Starbucks
Up to 50% discount at Starbucks
This is the biggest major discount on this card
That’s why I always use Starbucks!
However, credit card charges are not accepted.
Offered only when the previous month’s performance is over 300,000 won
You can get a discount of up to Rs.
So, only the amount spent at Starbucks up to 20,000 won
That’s a discount

What I want to add here is
When paying at Starbucks with easy payment
Up to 60% discount
When you pay 20,000 won at Starbucks with Samsung Pay
Starbucks 50% discount (KRW 10,000) + Easy payment 10% discount (KRW 2,000)
With this discount, you can get a total discount of 10,000 won.

Second, 20% discount in the burger/fast food industry
McDonald’s, Burger King, Lotteria, Shake Shack, etc.
Discounts are available for businesses registered as fast food.
Only when the previous month’s performance is 300,000 won or more, only 5,000 won is provided.
In other words, the maximum allowed amount is to use up to 25,000 won.
There is no discount up to 5,000 won for each industry
It is a maximum discount of 5,000 won for the entire burger and fast food industries.

Third, easy payment 10% billing discount
Samsung Pay, Naver Pay, Kakao Pay, etc.
If you pay online/offline with various easy payment services
10% discount
If you spend more than 300,000 won in the previous month, you can get a discount of up to 5,000 won.
Only the amount used up to 50,000 won is discounted.
This item is related to Starbucks, the burger industry, and the public transportation industry.
If you note that the discount will be duplicated,
Seems like a very satisfying benefit.
In particular, it is issued with a low annual fee with a mobile card.
If you register and use Payservice,
It seems to be a benefit to benefit from one stone and two birds.

Fourth, 10% discount on public transportation/taxi/communication companies
Discounts on subway, bus and taxi fares
There is no discount when using intercity bus, express bus, or T-money deferred payment type.
The monthly discount limit is the sum of discount rates for public transportation, taxi, and mobile communication.
The total discount is up to 5,000 won.

There are considerations when calculating the previous month’s performance
The previous month’s performance is based on the amount used from the 1st to the last day.
It should be noted that in the exclusion of use performance
This means that the discounted service is excluded from the usage amount.
I think that it may be difficult to fill in the previous month’s performance because of this part.
The discounted amount is excluded from the previous month’s performance.
This means that it should be used more in other fields.

KB Kookmin Youth Boulevard Tok Tok Card
I recommend to these people

– Unconditional use of more than 300,000 won per month
However, due to the previous month’s performance, it seems that the actual use should be more than 450,000 won.
– Maximize use of easy payment
Simple payment is a duplicate discount, so it is recommended to use it as much as possible.
– Using Starbucks
It is good to use it as there are many Starbucks discounts
– Burger industry, using public transportation
This card is a card that benefits from using the burger industry.

The annual fee is also cheap.
You can get a discount of up to 20,000 won per month.
The maximum picking rate for this card is 5.6%, which is rather high.
But this level is only a case of using it perfectly.
I think it’s usually around 4%.
Still, this is a good benefit.
If you receive your annual fee through mobile
I am very happy to use it


KB Kookmin Youth Boulevard Tok Tok Card
Today’s post ends here.
Thanks for reading ‘^’



# Tok Tok Y Pay More Card Annual Fee
Domestic/overseas 12,000 won

#pay more benefits


– Starbucks 50%
(Same as Tok Tok as you are young)

– 20% subscription
When you pay for Netflix
I think I will get a discount with a pool of 3,000 won

– Baemin is 5%
There seems to be no limit
up to 5,000 won
About 20,000 won 5 times a month
(There is no Baemin discount for Tok Tok as you are young)
Baemin discount is possible with simple payment discount
Yes, Baemin ㅡ Nepe easy payment discount 10%)

– Online easy payment 10%
(Same as Tok Tok as you are young)
Instead, it is up to 3,000 won.
Duplicate discount is applied if you make simple payment at Baemin

– Public transportation 5%
(As Cheongjun-daero, Tok Tok is 10%
Taxi fares are also discounted.)

Oh, by the way, the monthly income is 400,000 won.
Like a youth, tok-tok is 300,000 won.

However, it is compatible with the Tok Tok with card.
Count performance as aggregation

All cards with ‘Talk Talk with’ in the product name (hereinafter referred to as the Talk Talk with affiliate card) are combined with the previous month’s usage performance and the monthly discount limit for each service. do.

#Excluding the performance of Wipaymore
Theory.. excluding performance when claiming discount
Apartment management fee, tax, all 4 major insurances excluded

Excluded from previous month’s usage performance
Toktok with affiliate card billed discount service (all sales), cancellation amount, short-term card loan (cash service), long-term card loan (card loan), national tax, local tax, utility bill (electricity/water), apartment management fee, government Subsidy (childcare fee/kindergarten subsidy fee/voucher usage amount, etc.), total elementary/middle/high school payment (tuition/education fee/field study fee/meal fee), university (graduate school) tuition, 4 major social insurance fees (health/pension/employment/industrial accident) , various fees and interest, late fees, annual fees, gift certificates and prepaid cards (including prepaid electronic payment methods) purchase/recharge amount, transportation fees, unapproved slips (vending machines, tunnel tolls, in-flight use, etc.)


Let’s tidy up
If you spend 400,000 won per month, you can get a total of 24,000 won benefits

– Starbucks 10,000 won / 20,000 won must be spent
– Subscription KRW 3,000 / KRW 17,000 is required (based on Netflix)
– Simple payment 3,000 won + delivery 5,000 won (duplicate discount)
I need to spend 10 million