개인회생 신청자격You can call me right away before reading. We will kindly guide you.
1. You must have income.
◎ You must have income because you have to repay the money over a certain period of time.
◎ If you have no income, you should consider applying for personal bankruptcy and exemption.
2. The debt must not exceed KRW 1 billion unsecured and KRW 1.5 billion secured.
◎ Personal rehabilitation is possible only if the total debt does not exceed KRW 1 billion unsecured and KRW 1.5 billion secured.
Example of unsecured debt: credit loan
Examples of secured debt: automobile mortgage loan, real estate mortgage loan (mortgage), subscription bankbook loan, etc.
◎ If the total debt exceeds KRW 1 billion unsecured and KRW 1.5 billion secured, you should consider applying for general rehabilitation or simplified rehabilitation.
3. You must have more debt than assets.
◎ The total of all my debts (credit loans, mortgage loans, private loans) must be greater than the total of all my assets (savings, cars, real estate).
4. Five years must have passed since the previous exemption.
◎ If you have previously received a decision on exemption, whether through personal rehabilitation or bankruptcy, 5 years must have passed since you received the decision.
5. Other matters
◎ If I have property, do I have to dispose of it?
→ No need to dispose of your assets!
◎ Is personal rehabilitation possible for debts incurred through waste, Bitcoin, gambling, stock investment, etc.?
→ It is possible!
◎ Is personal rehabilitation possible for private loans, days, and taxes?
→ It is possible!
◎ Is personal rehabilitation possible even if creditors do not consent?
→ It is possible!
◎ Is personal rehabilitation possible only if the arrears are more than 3 months?
→ You can apply for personal rehabilitation even if you are not yet in arrears!
Personal recovery! You can succeed with Kang Law Firm.
Address: #206, 133 Dangsan-ro, Yeongdeungpo-gu, Seoul (Dangsan-dong 3-ga, Seorim Building)
Tel: 02-2637-1101
Fax: 02-2637-1118
E-mail: hope@lawfirmkang.com
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