국민연금 조기수령 장단점National Pension Estimated Receipt Query 👉
Application for early receipt of national pension 👉
In order to receive the national pension early, there are three conditions: subscription period, age, and income.
✅ Subscription period – 10 years
In order to receive monthly pension contributions from the National Pension Plan, you must complete the subscription period of 10 years. In order to receive the National Pension, you must meet the eligibility requirements for the old-age pension.
If you do not complete the 10-year contribution period, you can receive an early pension after completing the contribution period through a system such as extra payment or voluntary continuous contribution.
What is the national pension extra payment system? >>
What is the National Pension Voluntary Continuous Enrollment System? >>
✅ age
Early Old-age Pension can be received up to 5 years in advance of the general national pension period. However, please note that the pension is paid in a reduced amount by 6% per year (30% if you receive it up to 5 years earlier) as much as you advance the receipt date.
📌 Age at which pension payments start by year of birth
📌 Early Recipient Pension Payment Rate by Age
Go to Mann Age Calculator >>
✅ Income
In order to receive the national pension early, the average monthly income for 3 years must be less than the average income of all national pension subscribers.
(※ KRW 2,861,091 as of 2023)
If your monthly benefit exceeds a certain level, you may not be able to apply for an early pension or your pension may be stopped.
✅ Benefits
The advantage of early receipt of the National Pension is that when you no longer have income from earned income and your life is difficult, you can improve your economic situation by receiving the National Pension every month.
✅ Disadvantages
Because you pay less and receive your pension five years earlier, you will receive a reduced amount of pension for life.
Best 3 tips for using the national pension 👉
There are two ways to apply for early receipt of the national pension: online application on the website of the National Pension Service and application in person. When applying for a visit, you can proceed quickly by preparing the necessary documents in advance.
Go to National Pension Service 👉
✅ National Pension Early Recipient Application Documents
※ When requesting a visit, the claimant does not need to fill out a separate written claim form, the person in charge of the branch office checks the content of the invoice created by the computer program along with consultation and proceeds with an electronic signature.
You can check the national pension early payment amount inquiry method on the national pension website.
✅ Estimated pension amount inquiry screen > Detailed pension inquiry > Desired payment age > Early old-age pension payment period selection and inquiry
👉 Tips to get more from the national pension
👉 How to get help when paying the national pension is difficult
