20’s card recommendation
What kind of debit card do college students in their 20s use? There are many debit and credit cards for people in their 20s at each bank. You must select and use a card that suits you well to receive many benefits such as points and discounts. Today, I’m going to introduce you to 4 good debit cards that people in their 20s can use!
Shinhan Card deep dream check card 대학생 체크카드 추천
▲ Shinhan Bank deep dream check card
The Shinhan Bank deep dream check card earns 0.2% basic points at domestic/overseas affiliates regardless of the previous month’s performance. In addition, 0.6% points, which is tripled, are accumulated for frequently visited areas, and 1,000 won is discounted for the 3rd, 6th, and 9th taxi use every month. The deep dream card can be used by those who do not know which card to use while earning a lot of points!
1. Basic 0.2% points earned 이베이스매뉴얼
2.Dream area earn 0.6% points
3. Earn 40 won per liter of gas station before the weekend
4. 1,000 won discount for the 3rd, 6th, and 9th taxis every month
youth fly
▲ Saemaul Geumgo Youth Fly
The attractive point of mg Saemaeul Geumgo’s Youth Day check card is that the discount area is different from Monday to Friday. Starbucks, Coupang, Convenience Store, Baedal Minjok, CGV discount and communication fee discount are also available. It is a card that seems to be able to receive a lot of discount by using it efficiently because it gives discounts in the areas most used by college students in their 20s!
1. 5,000 won discount for each transaction over 100,000 won, 3,000 won discount for over 50,000 won
2. Starbucks 1,000 won discount
3. Coupang 2,000 won discount
4. 1,000 won discount at convenience stores (CU, GS25)
5. Baedal Minjok 1,000 won discount
6. CGV 2,000 won discount
Pengsoo Nori Check Card (Pengka)
▲ kb Kookmin Bank Pengka
The kb Kookmin Bank Nori Check Card, called Pengka, can receive a 10% discount on public transportation, cgv, amusement parks, vips, outback, convenience stores, bookstores, and Starbucks, respectively. There is a whopping 35% refund discount for cgv, and a 50% refund discount for amusement parks! Also, all financial fees are waived. I think it would be really good for college students or people in their teens and 20s who were burdened with fees.
1. 10% discount on public transportation
2. 2,500 won discount on mobile communication charges
3, cgv 35% refund discount
4. Amusement Park 50% Refund Discount
5.gs25 5% refund discount
6. Kyobo Stationery 5% Refund Discount
7. Exemption from financial fees
NH20 Haebom Check Card
▲ Nonghyup 20 Haebom Check Card
As a check card for the 20s, I think the Nonghyup nh20 Haebom check card is the most known. The 20 Haebom check card includes 5% discount on online shopping malls, 5% discount on online bookstores and language tests. In particular, the language test discount is a slightly unique benefit. Those who want to obtain certifications such as TOEIC, TEPS, etc. can take the exam cheaply with the Haebom check card! In addition to this, there are also discounts for cgv and delivery, so you can use it efficiently.
1. 5% discount at Gmarket, Auction, Interpark, 11st, Nonghyup Mall
2.YES24, Interpark Books, Aladdin, Kyobo Bookstore, Bandi & Lunis, Youngpoong Bookstore 5% discount
3. TOEIC (Speaking), TEPS, JPT, KPE 5% discount
4. Internet/mobile education content service provision
5. CGV online reservation (website, mobile app) 2,000 won discount
6. 5% off delivery app
7. Application 1,000 won discount
8. Coffee 20% discount, public transportation (bus/subway) 10% discount, GS25 5% discount
9. 2,500 won discount for mobile communication automatic payment
Deep dream check card review
▲ Shinhan deep dream check card
I am using it while earning a basic 0.3% point and at the same time earning 0.6% point in the areas I frequent Olive Young, Daiso, and Lotte Cinema! Also, since I often take taxis, the discount benefits are of great help to me. I am using this because I think it is very good that financial fees are waived.
Financial fees were a bit of a burden, but the fee is waived, so it’s nice to be able to transfer and withdraw as much as you want. The Shinhan Bank deep dream check card is a really good card if you want to earn points anywhere. The accumulated points are really helpful because you can withdraw cash into your account.
So far, I have introduced the check cards that are good for 20 and 10 people to use. We recommend that you check the many cards and benefits carefully, and choose which one suits you and analyze your consumption patterns! The benefits that can be obtained according to your consumption patterns increase, so let’s all choose the check card and benefits that are right for us and lead a smart financial life.
Check card recommended for college students/beginners!” <Kookmin Nori Check Card> Discounts/benefits summary
When I was issued a credit card for the first time in my life,
I learned about several cards.
However, I looked at various credit and debit cards.
Each bank and credit card company
There were a lot of good cards.
I wanted to share it, and I wanted to recommend it!
so to start
Credit/Debit Card Recommended Series!
the first in the series
It’s so famous, and I’ve been using it since high school.
<KB Kookmin Card Nori Check Card>
Main benefits
Major discount areas
Public transportation / mobile communication / CGV
Eating out / Coffee / Amusement park / Convenience store
bookstore / finance
students in their 10s and 20s,
Used a lot by beginners
There are many benefits in the field.
Public Transportation / Mobile Communication / Culture / Dining / Living
It can be seen that this is a card with concentrated benefits in the field.
public transportation discount
<10% discount on bus and subway charges>
A 10% discount is available when using public transportation.
You pay the same when you take a picture,
A 10% discount is charged on the card payment date.
However, it only applies to city buses / subways.
It does not apply to express buses / intercity buses / airport buses, etc.
* More than 300,000 won in usage in the previous month
mobile communication
<2500 Won Refund Discount on Mobile Communication Fee>
*(When the communication fee is 50,000 won or more)
SKT, KT, and U+ are all available.
* More than 300,000 won in usage in the previous month
*Conditions for automatic debit
CGV
<CGV 35% claim discount>
Limit of KRW 10,000 to KRW 20,000 per use
The cost of going to the cinema has gone up a lot these days.
The 35% refund discount was a really sweet benefit.
*Integrated discount limit applied according to the previous month’s usage performance
Dining out (Outback / VIPS)
Outback / VIPS 20% discount
A discount of 30,000 won to 50,000 won per use is applied.
Duplicate discounts with telecommunication companies are also possible.
(*Personal tips ->
Birthday coupon discount + carrier discount + Nori check card
There is a maximum discount of 10,000 won per case, so paying 50,000 won twice is also…)
coffee
<Starbucks 20% Refund Discount>
Starbucks prices have recently increased.
Just a cake and a cup of Americano
It’s easy to pass 10,000 won, but it’s a benefit you use regularly.
*Amount used: 10,000 won to 20,000 won per case
(ex) If you buy an Americano tall (4500 won)
The discount is not 20% off.
Amusement Park
<Everland / Lotte World 50% Refund Discount>
*This is a condition of purchasing the on-site ticket.
For example, if you purchase a high school / college student discount coupon in advance, you will not receive a duplicate discount.
convenience store
<GS25 5% discount>
* KRW 10,000~20,000 discount applied per usage amount
(In my case
When you go to a convenience store, it usually doesn’t cost more than 10,000 won.
A case where it was difficult to see the benefits, but I bought it without thinking and sometimes received a questionable refund)
bookstore
<5% discount on Kyobo Bookstore>
Discount applied from 20,000 won to 50,000 won per usage amount
Refund discount is possible even when purchasing on-site or paying on the Kyobo Bookstore website/app, a great benefit
finance
<Financial fee waiver service>
In the case of a beginner like
In general, the scale of property formation is small and the credit rating is low.
I don’t get much benefit from the bank.
It is also a great benefit to receive preferential treatment in fees such as internet / mobile / phone banking.
*Performance of using Nori Check Card and the same type of card
more than 70 million won
Precautions
Consolidated discount limit / previous month’s usage
explain the benefits
‘*’
I continued to add the limiting conditions as a sign,
<Nori Check Card> has great benefits,
Basically, more than 200,000 to 300,000 won in usage
You must be able to get the right benefits.
Depends on the size of consumption
for college students,
When using the main card
Fixed expenses such as transportation expenses / communication expenses / insurance premiums
If you spend your meals and living expenses, it is likely to exceed 200,000 won.
I don’t think it will be difficult to get the benefits.
Based on usage amount
There is an item called <Based on usage amount>
Because there is a minimum amount that can be discounted
(ex. Discount applied up to 10,000 ~ 20,000 won per usage amount /
Amount of use: 20,000 won to 50,000 won per case)
If you don’t take it consciously, you can be mistaken.
(“Oh, was I a discount?…”)
If you use it frequently as the main card, you will get used to it.
If you use it as a subcard or use it in an area you don’t use often, you won’t enjoy it properly.