신한저축은행 사잇돌2 대출The world seen through cards
These days, even people with low credit need a way to get a loan, and the Saitdol 2 Loan provided by Shinhan Savings Bank can be a good alternative.
This loan has a higher approval rate than other products, and even if you have multiple loans, there is a possibility of approval if you can provide proof of income, so it is worth looking into with interest.
Go directly to Shinhan Savings Bank’s Saitdol 2 Loan 👉
Shinhan Savings Bank’s Saitdol 2 Loan is an SGI Seoul Guarantee Insurance credit loan, and is a product for people with low credit and low income. The approval rate is higher compared to other loan products, proof of income is possible, and chances are high if you pass the SGI Seoul Guarantee Insurance screening.
Salary earners must have an annual income of 12 million won or more and have been employed at their current job for more than 5 months.
A business income earner must have an annual income of 6 million won or more and have been operating a business for more than 4 months, and a pension income earner must have an annual income of 6 million won or more and have been a pension recipient for more than 1 month.
The interest rate for this loan is 9.0% to 17% per annum, which is higher than other products.
The limit ranges from a minimum of 1 million won to a maximum of 30 million won, and is applied differently depending on the individual’s SGI guarantee insurance.
The loan period can be up to 5 years, and there is no early repayment fee, so you can repay at any time.
You can choose between repayment in equal installments of principal and interest or repayment of principal in equal installments.
Applying is simple.
After installing the Shinhan Savings Bank website or app, search for Saitdol 2 Loan, check the limit, and apply.
You may be required to enter personal information and submit documents proving your income.
However, if you do not receive an SGI Seoul Guarantee Insurance guarantee or your credit score is below 600 points based on All Credit (KCB), there is a high possibility that your application will be rejected. Excessive debt or a history of delinquency may also be grounds for rejection.
Shinhan Savings Bank’s Saitdol 2 Loan is a good loan product for people with low credit and low income. However, because it is a second-tier financial product, there is a risk that your credit score may drop. Therefore, please consider carefully before applying. If you repay your bills well without late payments, your credit score can rise again.
Shinhan Card Instant Loan No-Document Easy Loan No-Visit Conditions Summary
Shinhan Card Instant Loan No-Document Easy Loan No-Visit Conditions Summary
Most people take out credit loans from financial institutions when they need cash for living expenses or other purposes. Among them, Shinhan Card’s instant service can be easily used without submitting documents or visiting a counter.
lsabel.tistory.com
Guide to using Shinhan Card’s long-term card loan
Guide to using Shinhan Card’s long-term card loan
Shinhan Card’s long-term card loan (card loan), one of the financial products, is of interest to many people. This financial product can be a useful option, especially for people who need money urgently. In this article
lsabel.tistory.com
Information on using Shinhan Card’s short-term card loan cash service
Information on using Shinhan Card’s short-term card loan cash service
The world of finance is constantly changing, and in it we come into contact with a variety of financial products and services. In particular, Shinhan Card’s short-term card loan can be used quickly and conveniently when sudden expenses are needed.
lsabel.tistory.com
The world seen through cards
