우리카드 선결제 Woori card credit card, check card advance payment at Woori Bank ATM

1. Woori Card Prepayment Method
2. Prepay with Woori Card App 우리카드 선결제

우리카드 선결제

Woori Card (credit card) is the first card I use right now, but since the standard is set from the 1st to the last day of every month to make it easier to manage card performance, the card is paid on the 14th of every month. However, since money management is based on the first day to the last day, the card is usually processed as a prepayment in addition to the savings on the first day. If you do this as a prepayment, it is convenient to manage your monthly salary as it starts with the credit card payment along with the fixed expenses such as savings at the beginning of the month. 이베이스매뉴얼

1. Woori Card Prepayment Method
There are 7 major methods of prepayment for Woori Card: “Woori Card Homepage / Smart App / Consultation Center / ARS / Woori Bank Branch / Woori Bank Automated Machine / Prepayment for reservation through virtual account”. My method of prepayment is through the Woori Card smart app, but I will briefly introduce other methods.


1) Woori Card website (some payment accounts are not allowed)
– My Card → Payment of usage amount → Application for prepayment/inquiry of details → Application for prepayment
– Available hours
Woori Bank payment account: 8:00 ~ 20:00 on business days
· Other bank payment accounts: 8:00 to 20:00 on business days


2) Woori Card Smart App (Some payment accounts are not available)
– Full advance payment possible for the current month and by sales
– Available hours
Woori Bank payment account: 8:00 ~ 20:00 on business days
· Other bank payment accounts: 8:00 to 20:00 on business days


3) Woori Card Consultation Center (Some payment accounts are not allowed)
– Counseling Center: 1588-9955
– Available hours
Woori Bank payment account: 9:00 ~ 17:00
· Other bank payment account: 9:00 ~ 17:50


4) Woori Card ARS (Some payment accounts are not allowed)
– ARS phone: 1588-9955 → 1 → 6 → 1
– Available hours: Woori Bank and other bank payment accounts: 9:00 ~ 17:30 on business days

※ Prepayment is not possible for CMS bank accounts: Mutual Savings Bank, HSBC, Suhyup, Post Office, Forestry Cooperative, Woori Investment & Securities CMA, Hyundai Securities CMA, SK Securities CMA, Kumho CMA, Bank of America (B.O.A) , Korea Investment & Securities, Kyobo Securities, Hi Investment & Securities, HMC Investment & Securities, Kiwoom Securities, E-Trade Securities, Daishin Securities, IM Investment & Securities, Shinhan Investment & Securities, Dongbu Securities, Eugene Investment & Securities, Meritz Securities, NH Investment & Securities, Bukuk Securities, Shinyoung Securities, LIG ​​Securities , Hana Daetoo Securities CMA, Deutsche Bank


5) Woori Bank branch
– ID required
– Available hours: 9:00 to 16:00 on business days (bank operating hours)


6) Woori Bank automated machine
– Available only to Woori Bank payment account members
– Only the full amount for each type of sales
– Available hours: 9:00 ~ 16:00 on business days


7) Advance payment for reservation through virtual account (the method of application on business days, weekends and holidays is different)
– If it is a business day
Reservations can be made at the Woori Card Counseling Center (1588-9955) or Woori Bank branch (ID required)
Virtual Account Reservation Application: 9:00 ~ 18:00 (9:00 ~ 16:00 for Woori Bank branches)
· Virtual account deposit time: 9:00 ~ 21:00

– On weekends and holidays
· You can apply for reservation through Woori Card website or smart app
Virtual account reservation application: 9:00 ~ 20:30
· Virtual account deposit time: 9:00 ~ 21:00
※ For reservations made in advance through a virtual account, only the correct amount up to the original unit can be deposited on the same day.


2. Prepay with Woori Card App

★ Woori Card App Prepayment Full Order
​1) Log in to Woori Card App → Menu → MY → Payment → Click Instant Payment
2) Check the amount available for immediate payment
3) Select the full amount, the current month, or each case
4) Select payment account and check payment information
5) Payment (enter simple password) and confirmation of completion _End!


​1) Log in to Woori Card App → Menu → MY → Payment → Click Instant Payment
Click on Instant Payment


2) Check the amount available for immediate payment
There are debit and credit cards with Woori Card, so a total of two cards are viewed. There is no amount to be paid in advance because the debit card is paid immediately anyway, but it is not used because it is an emergency card.

Credit cards usually cost around 330,000 won to 330,000 won, but this month, they received about 40,000 won as a mutual benefit fund for the corona virus, which came out to 260,000 won.

If you click one of the full amount, the current month, or each case on the card to be paid in advance, you can proceed to the next step.
Check the amount available for payment, click the full amount for each month


3) Select the full amount, the current month, or each case
Once again, select payment type (full amount, current month, per case) and card and check the amount.
The full amount up to the time of inquiry is also included in the prepayment amount, so be sure to check it carefully. If you are pre-paying only for the previous month’s usage, you can select the current month’s bill and if you want to pay by case, click on each case to select only the items you want to pay in advance.

I pay only the amount of the previous month in advance for ease of calculation (money management), but since I usually make the advance payment at the beginning of the month, if I do not have the amount used for the new month, I just proceed with the full amount.
Payment classification and card selection

4) Select payment account and check payment information
Select a payment account, check payment information, and click the ‘Payment’ button at the bottom
Select payment account and check payment information

5) Payment (enter simple password) and confirmation of completion
If you enter the payment simple password, a prompt to complete the payment will appear. And if you go back to the main screen, you can see that the payment amount on October 14, the payment date, is displayed as 0 won. This completes the prepayment!