처음 주식하는 방법When you first decide to invest in stocks, you have no choice but to know where to start. To invest in stocks, you must first have a stock account. Let’s take a closer look at how to invest in stocks, and how to create a stock account for the first time as the first step.
To trade stocks, you need to create a stock account. There are two ways to open a stock account (stock account). First, make it by visiting a brokerage branch. Second, creating an account with a mobile phone or computer alone without visiting a branch.
Stock trading is handled by securities companies. Therefore, it is necessary to open a securities account (i.e. stock account) at a brokerage firm. There are so many securities companies, so it is difficult to decide which one to choose at first.
As a criterion for choosing a securities company, it is recommended to first consider the company’s creditworthiness, fees, and the completeness of the computer system before choosing.
Nowadays, it is important to have a well-established computer system and whether it is easy to use, as people trade online through a computer or mobile phone at home rather than going to a stock exchange as in the past.
If you have decided on a securities company, you can visit the nearest branch.
The second method is non-face-to-face account opening. Recently, it has become very easy to open a store with a dedicated smartphone app without visiting a branch. The reason why I recommend opening a non-face-to-face account is that it is convenient because you do not have to visit a branch first, and there are benefits such as free commission, lifetime free commission, and several years free commission when opening a non-face-to-face account.
Non-face-to-face account opening
Even if you make a stock account non-face-to-face, you can use it at any branch, computer, or mobile phone, so don’t worry. ^^ How to make a non-face-to-face stock account is also simple. It usually takes 3-5 minutes.
First, we will guide you through the process of opening a stock account with your mobile phone.
[Non-face-to-face account opening procedure]
For reference, please refer to the detailed information on how to open a non-face-to-face account for each securities company below.
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For reference, when you create a stock account, you are asked to choose one of several types of accounts. There are CMA accounts, comprehensive consignment accounts, pension savings accounts, futures and option accounts, and gold spot accounts. Each securities company has a slightly different account that can be opened. So let’s take a look at some of the most popular accounts.
1) CMA account
It is an account for frequent deposit and withdrawal with little interest on the asset management account. Domestic stock trading is possible in most CMA accounts.
2) Comprehensive entrusted account
In addition to the CMA function, it is an account that can trade foreign stocks. If the CMA account performs only simple financial functions, it can be considered that both domestic and foreign stock transactions are possible in the comprehensive consignment account.
3) Futures and options account
This is an account that allows Hedge trading with KOSPI.
4) Gold spot account
This account allows you to trade gold.
So, which account should you choose? Just choose a commission-free stock account. If you open a non-face-to-face account with a smartphone, most securities companies give you event benefits such as fee waiver or 10 years free.
However, it should be noted that this applies only to domestic stocks. Foreign stocks incur a separate fee.
When you first open a CMA account, you can open an additional account later or convert it to a comprehensive account depending on the securities company.
Also, there is no limit on the number of times you can open a securities account. You don’t have to worry too much, as you can open an account with another securities company later if there are good conditions such as an event or commission from another securities company, or an overseas stock commission.
How to invest in stocks today First, we learned how to open a stock account for the first time.
