캠코 소액대출A leading platform that adds value to national assets
We are helping the financially vulnerable who have fallen behind in economic activities to recover their credit by providing debt relief and debt adjustment, etc.
Since the introduction of the public credit recovery support system for the first time in Korea during the foreign exchange crisis in 1997, KAMCO has been fulfilling its role as a specialized credit recovery support organization that supports the economic recovery of those who default on their financial obligations through customized debt adjustment through the establishment and operation of bad banks such as ‘Hanmaeum Finance’ and ‘Hope Moa’.
In addition, after establishing the ‘Credit Recovery Fund’ to support the financially excluded who increased due to the global financial crisis in 2008, we expanded and reorganized the fund into the ‘National Happiness Fund’ in 2013 to purchase overdue debts and provide comprehensive financial support services for ordinary citizens such as debt adjustment and living stabilization fund loans.
In 2018, we actively supported long-term small-amount delinquents to return to normal economic activity through debt consolidation. In order to ease the burden of loan repayment for self-employed and small business owners who suffered damage due to the prolonged COVID-19 situation in 2022, the “Small Business Owners and Self-Employed New Start Fund” is being implemented.
The credit recovery support project currently being operated by CAMCO can be divided into CAMCO’s own support and support projects through the National Happiness Fund (formerly the Credit Recovery Fund).
– Credit recovery support through debt adjustment for unsecured debtors acquired by CAMCO and the Bad Debt Management Fund since 1997
In addition to credit recovery support through purchase of overdue debts and debt adjustment, loan services are provided to the general public
