햇살론 카드In order to support the credit activities of the underprivileged, on June 28, the Korea Inclusive Finance Agency announced a plan to implement a project to expand the guarantee limit and increase credit rating for honest users of the Sunshine Loan Card. We have carefully organized support projects that can help you raise your credit score and receive incentives. Let’s take a look!
The Sunshine Loan Card users’ credit rating improvement support project is largely divided into two categories. First, the card limit will be increased for current Sunshine Loan card users who have not delinquent payments and have used the card within the past three months. It will increase from the existing 2 million won to 3 million won. The limit expansion has been in effect since June 29, and if you apply through the Korea Inclusive Finance Agency app, the guarantee limit will be increased after screening, and you can then use it after setting the usage limit at the card company call center or card company app.
Second, credit/debt management consulting is provided to faithful users of the Sunshine Loan Card more than three times, and if the credit score increases at the end of October after consulting, an incentive of up to 400,000 won is provided. This has been in effect since June 29th. If we look at it specifically, the incentive amount increases as the credit score increases. Based on the All Credit (KCB) score, a 100,000 won incentive is paid when the credit score rises below 31 to 50 points, and when the credit score rises below 51 to 100 points, based on the All Credit (KCB) score. 200,000 won will be paid, 300,000 won will be paid if the score increases from 101 to 200, and 400,000 won will be paid if the score increases by 201 or more. The incentive money will be paid within December of this year.
To apply for this project, you must be using the Sunshine Loan Card without delinquent payments, use credit/debt management consulting for more than 3 months, and your credit score must increase by at least 31 points (based on all credit) as of the business end date compared to the application date.
If you would like to support this, access the Korea Inclusive Finance Agency app, click on the Sunshine Loan Card User Credit Rating Raising Support Project menu at the top, enter qualification inquiry and payment account, and apply for credit/debt management consulting. Afterwards, when you receive a call from the consultant in charge, you use consulting services at least three times in total, once a month, and receive a text message informing you that you are eligible for an incentive payment (scheduled in November). Then, you will receive the final incentive money (scheduled in December).
This Sunshine Loan Card limit expansion and credit rating improvement project may be small but helpful to financial consumers who are faithfully using low-income financial products. In particular, as the card is like a ray of hope for those with the lowest credit, I hope that related support systems will continue to develop and a healthy financial market will be created.
※ The expert column is a space where experts in each field independently provide information and opinions to improve readers’ credit/finance-related knowledge. Therefore, the information or opinions in this post may differ from All Credit’s position.
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Korea Credit Bureau Co., Ltd., 15 Gukjegeumyung-ro 6-gil, Yeongdeungpo-gu, Seoul
|CEO Hwang Jong-seop
|Registration number 101-86-12443
Tel 02-708-1000
|FAX 02-708-1010
|Email allcredit@koreacb.com
Mail Order Business Report No. 2019-Seoul Yeongdeungpo No. 1017
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