현대해상 보험료 카드납부Most people pay their insurance premiums by direct bank transfer.
However, a few years ago, the Financial Supervisory Service (FSS) ordered each insurance company to allow insurance premiums to be paid by card, and is currently in effect.
However, if you consider the card fee from the insurance company, it will be a huge amount.
When insurance companies calculate insurance premiums, they probably made the product without thinking about card fees.
(Probably, if more people continue to pay insurance premiums with a credit card, insurance premiums will rise…)
From the point of view of insurance companies, insurance is a financial product, but they are dissatisfied with the enforcement order of the Financial Supervisory Service, thinking that it is incomprehensible to them why they allow card payments.
At present, insurance companies cannot stop customers from paying by credit card, but they absolutely do not want to increase the number of customers paying by card by making card payment convenient. Therefore, they are usually taking a very passive attitude toward paying insurance premiums by card.
The position of the insurance company is the position of the insurance company, and if I think about my interests first,
If you pay your insurance premium, which is a typical large fixed expense every month, by credit card
You can receive card benefits by filling your card performance.
There are so many articles about how to pay insurance premiums with a credit card.
Last week, I organized a method based on only the insurance companies I registered myself.
For Hyundai Marine & Fire Insurance, it is impossible to change with the application, and you must call the representative customer center phone to cancel the automatic transfer and then pay by card every month. The point to note here is that payments for TM sales products can be made directly at the customer center, but in the case of a contract through a planner or agency, you must request monthly payment through the planner. (However, the card number is not called directly to the planner. After registering once, you must say ‘Please pay’ over the phone every month)
(Customer Center Helpline Hours of Operation: Weekdays: 09:00 ~ 18:00)
Lotte is also unable to select payment by credit card on its website or mobile phone. You have to contact the call center, but you can pay by credit card.
You must request a credit card payment by phone each month. In some articles, it is stated that automatic debit registration is possible for Lotte Card, but as a result of talking to the company, the card automatic debit registration is blocked within the company itself from February 2022, and all card payments other than Lotte Card require payment by phone every month. .
Weekdays: 9:00 – 18:00 Saturday/Sunday: 9:00 – 18:00 (After 6:00 pm on weekdays, some work is restricted on weekends)
Dongbu Insurance is an insurance company with the worst structure when trying to pay by credit card. Subscribers who have subscribed through the Internet make monthly card payments through the representative customer center counselor, and those who have purchased insurance through a planner unconditionally inform the planner in charge of their card number and expiration date, and the insurance planner makes monthly card payments. .
(Some insurance companies have been using this method all along, but now it is changing a lot, but Dongbu is still sticking to this method)
However, in this era, how important is personal information, and when I change the planner, the planner I don’t know is in charge of me. ? I complained to the company because I wanted to, but the only answer I got back is that way….
It was an answer that felt absurd.
I’d rather be convinced if I couldn’t pay by card at all, but I said that I could pay by card, but it didn’t make sense that it was done only through a planner. (Actual complaint received)
Shortly after the first call, I got a call from the company.
“If only the customer uploads a special payment and registers the card at the branch in charge, we will make automatic payment every month.”
What are you doing, so I registered, and after a few paperwork procedures and electronic signatures, I registered for automatic payment. And the complaint filed with the Financial Supervisory Service was not withdrawn. Because we need change…
Meritz Fire & Marine is the best! There’s nothing wrong with that either. If you register your card after connecting to the customer center, you can automatically pay with the registered card every month according to the payment date.
