Also attached a link. You can also apply here
Viva G Platinum Debit Card 페이팔 체크카드
Viva G Platinum Check Card Domestic 5 major industries, overseas shopping cashback service! Add to Comparison Box 1.5% Cashback 0.5~1.0% Cashback When using overseas 0.5~1.0% Cashback Preferred fees for the 5 major domestic industries No annual fee for overseas use The issuance fee will be refunded if you spend more than 10,000 won by the end of the month following receipt of the card. Card Details Main Benefits Cash Back Travel OK Cash Bag Mobile Major Benefits Before using the product, be sure to check the detailed information and service conditions for each benefit. 이베이스매뉴얼
This is what I originally used, so I can’t post how to get it..
Make it yourself (?) ^_^
When I was in Europe, I used this card a lot.
I think I got cashback.
Again, the conditions are quite strict.
If you just write it, it may come in or not……
Overseas usage fees are neat.
1% when using a card, and 1% for ATM withdrawals.
Citicard is a card linked to a dollar account.
There is nothing to be calculated because it is paid in KRW,
He pays in dollars from his won account.
If you pay in a currency other than ‘dollars’ at overseas stores,
There may be a double fee in won-dollar-won.
(Overseas KRW settlement service DCC fee)
oh oh oh oh
If you show the card machine at the store and ask to select the payment currency,
Select ‘dollars’.
If you are anxious, apply for a foreign currency payment (DCC) blocking service in the app
If so, how much is the fee?
araboja with actual payment history
Hana Viva G Platinum Check Card Overseas Payment Reviews
In Europe, PayPal is convenient, so I registered and used PayPal.
In the US, everything seems to be possible with Apple Pay.
Anyway, the bus ticket to the place where you came here and used the Hana Card!
While using an app called NJ TRANSIT
I paid with PAYPAL.
(I will leave a separate review for using New Jersey public transportation…)
$1.60 -> KRW 1,834
$2.55 -> KRW 2,921
You can see that the payment has been made with
It said that the payment is made by reflecting the telegraphic transfer selling rate at the time of card approval.
March 1, the time of approval, is a red day, so check the first notice on February 26
For wire transfer selling rate, you can check the amount when sending remittance.
Then eventually…
Mastercard fee for roughly KRW 1,119.20, overseas service fee (1%)
There is a fee charged for this and that….
Calculating each
1,146.25 won/dollar
1,145.49 won/dollar
It’s calculated at the exchange rate, so the fee alone is about 26 won per dollar…?
It can be assumed that it is attached.
I don’t really need to know how it’s calculated…
Just changing money at the bank
There’s not much of a difference, and it could be cheaper.
Especially for people like me who rarely pay large sums.
It’s such a small difference that you don’t really need to worry about it.
If so, what should I use?
Just my thoughts and tips…
I originally used only a card that accepts payment in KRW,
This time, it was the first time to create a card that pays directly in local currency.
*
I heard that the Shinhan Bank Changeup Card is also a card that can be paid directly in dollars.
I do not have a Shinhan Bank account, so I did not have to create one.
Anyway, I think the pros and cons of these two cards!
“Citi Global Wallet Check Card”
Advantages – You can conveniently pay in dollars regardless of the exchange rate
Disadvantages – There is a fee when you exchange or transfer money in the first place
“Hana Viva G Platinum Check Card”
Advantage – No need to exchange Korean money
(When considering re-exchange later)
Disadvantages – Price may fluctuate severely depending on exchange rate fluctuations
So what should I use?
in Europe or Southeast Asia
Even when I used only one Viva card, it went well without any major problems,
It would be better if you use the two together.
When the dollar exchange rate falls
Change some amount and put it in your dollar account,
When the dollar is expensive like now, use a Citi card.
Conversely, if the dollar goes down
Use the Hana Card, which can be exchanged directly from Korean Won.
I think this is the best!!!!